Loan Officer

Bay Equity is a full-service retail mortgage lending institution headquartered in Corte Madera, CA. In 2011, 2012, and 2021, San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area.

We are hiring a experienced Loan Officer to work for our office in San Antonio working remote at this time.

At Bay Equity, we are committed to Bay Way Best Practices. To our Loan Originators, this means providing the greatest tools and programs to allow them to grow their business to the fullest. We are building a team of mortgage professionals who want to work with the best. We value growth, stability, and the rewards that come with a successful organization.

Duties and Responsibilities:

Conduct business in compliance with all state and federal regulations

Market to clients through a variety of sales efforts including but not limited to; creating working relationships with Real Estate agents, attending industry meetings and home buyer seminars, follow-up calls to RE agents, Builders, CPAs, and past clientele.

Field inbound loan inquiries

Originate loans and work with Loan Coordinator and processing to close the loan.

Minimum Requirements:

NMLS license

Complete understanding of current mortgage laws, guidelines, loan programs, and trends

Ability to assist customers in determining which type of mortgage best meets their needs, as well as which mortgage product is most likely to be approved.

Ability to negotiate terms and conditions of loans with clients.

Outstanding customer service skills

Excellent sales and consulting skills

Able to competently perform mathematical and analytical tasks

Ability to speak and present confidently in front of groups

Must possess superior written and verbal skills

High School Diploma or GED required

AA or Bachelors Degree preferred

Benefits of joining Bay Equity Home Loans:

Extensive product portfolio (Agency direct) Fannie Mae, Freddie Mac, & Ginnie Mae

Full loan originations, processing, and marketing support

Participate in extensive and creative marketing to reach new businesses including Radio, Online, events, MSAs, Affinity programs

Jumbo up to $5 Million

Offering Conventional, VA, USDA, FHA, and Portfolio Jumbo products available for SFR, Condo, and Manufactured Homes

Competitive interest rates

Top-notch operations and underwriting to reach industry-leading and fast closings

Great compensation plan

We offer a comprehensive benefits package including medical, dental, vision, life insurance, and 401k. Compensation is minimum wage and commission. This is a full-time position.

Bay Equity is an equal-opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or genetic information. Bay Equity is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. To request a reasonable accommodation, contact our Human Resources Department at hrdeskteam@bayeq.com.