Loan Analyst DFA

Job Description

Job Responsibilities

Under general direction, the Loan Analyst will

• Review small business, real estate and nonprofit borrowers across all programs to assess portfolio risk and thorough lending practices.

• Conduct audits of loans, reviewing borrower financial statements and compliance reporting

• Prepare and present updated impact, credit, and financial risk analysis of borrowers

• Analyze portfolio trends and identify, vulnerabilities, and opportunities

• Analyze and evaluate market trends, and financial, economic, and competitive data

• Assess loan polices and/or procedures based on trends

• Evaluate financial statements, loan portfolios, lending policies and procedures, and strategies to determine the degree of risk involved in extending credit, as well as recommend risk mitigation strategies

• Assist with loan underwriting, including financial and qualitative analyses, calculations, summaries, and other tasks as required

• Provide insights to analytics, financial modeling, and risk mitigation

• Perform analysis, evaluation, and advisory assignments related to the effective delivery of loan making and servicing activities

• Provide audit documentation and support for timely completion of financial statement audits

• Analyze key financial indicators and metrics for internal financial statement reviews

• Assists in the implementation of programs, policies, and procedures

• Perform credit reviews of borrowers

• Support staff in the underwriting and portfolio management

• Responds to inquiries

• Presents self in a professional, ethical, and culturally sensitive manner to coworkers, partners, and the public

• Demonstrates regular and predictable attendance

• Performs other duties as requested, directed, and/or assigned

Qualifications or Equivalent Combinations for Training and/or Experience

• Completion of bachelor's degree in finance or business administration or closely related discipline

• Five (5) years finance experience or equivalent combination of training, education, and experience that would provide the required knowledge and abilities to perform the duties of the position

Knowledge, Skills, and Abilities

• Expertise with interpreting, analyzing, and drafting financial information

• Knowledge of fiscal analysis

• Ability to apply understand, interpret, and analyze financial, budget, and other data to arrive at conclusions for asset management

• Ability to research and analyze projects to determine validity, eligibility and capacity of applicants

• Capacity to develop and maintain relationships with a wide range of stakeholders

• Operation of computer and business applications

• Technical and business writing

• Adherence to professional and ethical standards

• Apply analytical skills, demonstrate problem-solving skills, and exercise good judgement

• Prepare meaningful, accurate, and concise reports and standard forms.

• Excellent verbal and written communication skills, the ability to interact with diver group of executives, managers, subject matter experts, operations, and technical staff

Other Requirements

• Possession of a valid driver's license

• Must maintain all required licenses, training, and certification, plus any security clearances

• Meet and maintain eligibility requirements for bonding

Working Conditions

• Job is physically comfortable, requires sitting, walking, standing, bending, keying, talking, hearing, seeing, and repetitive motions

• Work is performed in an office setting and employee will be exposed to normal hazards associated with an office environment

• Employee may be required to travel and access various assigned work sties, other offices, and agencies

• Must regularly lift up to 10 pounds and occasionally lift and/or move up to 25 pounds

Position : 925908001

Code : 20249200-3

Type : INTERNAL & EXTERNAL

Group : DEVELOPMEN

Job Family : FINANCE/ACCOUNTING

Posting Start : 06/18/2024

Posting End : 12/31/9999

HOURLY RATE RANGE: $29.81-$38.47