At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you'll feel valued and inspired to contribute your unique skills and experience.
Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
Corporate Risk helps all Wells Fargo businesses identify and manage risk. We focus on three key risk areas: credit risk, operational risk and market risk. We help our management and Board of Directors identify and monitor risks that may affect multiple lines of business, and take appropriate action when business activities exceed the risk tolerance of the company.
Wealth and Investment Management (WIM) businesses provide a variety of lending products to its clients, including loans secured by marketable securities, commercial real estate, life insurance premium finance, and aircraft, to name a few.
This Lending Manager 5 position will report to the WBR's Deputy Senior Credit Officer. The role will manage lending activities for a Wealth Management region, and will partner and collaborate with Private Bankers, local Credit Teams, and various Wealth Management leaders.
Primarily responsibilities will include:
Working in collaboration with regional leadership to effectively and prudently grow the loan portfolio
Approving loans in excess of unit/department or credit officer authority levels
Ensuring conformity with bank policies, risk appetite, and procedures
Developing guidance and advising/coaching partners on sound credit/risk practices
Monitoring delinquency, loss, and risk rating accuracy across all assigned business units
Assisting relationship managers and local credit teams with structuring, pricing, and documentation of larger commercial loan transactions
Monitoring and reviewing loan underwriting and portfolio management for senior management/regulatory agency review
Analyzing new business prospects including partnering with colleagues in developing relationships with clients and potential clients
Acting as a technical expert for partners on credit/risk
Excellent verbal, written, and interpersonal communication skills
A BS/BA degree or higher in accounting, finance, or economics
Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members
Strong credit analysis skills
Ability to effectively partner and influence at the executive level
Other Desired Qualifications
10+ years of experience underwriting and managing complex credit such as private banking, commercial, and/or commercial real estate loans
3+ years of experience approving credit in a private banking, commercial banking, or commercial real estate environment
Proven expertise with analyzing loans in excess of $15M
Proven success in coaching, advising, and influencing banking team members and regional leaders on credit/risk policy and practice
Strong leadership capability, including the ability to interpret and convey complex issues in a positive, persuasive, and informative manner
Well-developed/proven leadership, managerial, project management, and planning skills
All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
CORP RISK/CORPORATE RISK 0058282 CORP RISK/CORPORATE RISK