Leasing Credit Officer

Bank Of America Corporation San Francisco , CA 94118

Posted 7 months ago

Job Description:

Business Overview:

Banc of America Leasing is the largest U.S. equipment financing company, serving nearly 51,000 clients worldwide. We have $62.7 billion in total assets, and have a significant global presence, with nearly 900 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy.

  • Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A.

Essential Functions:

Responsible for helping clients achieve their overall strategy through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Leasing Credit Officer II uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with Risk Management Officers and Senior Management.

This position is posted as a Leasing Credit Officer II, but is flexible to be filled as a Leasing Credit Officer I position based on the skill set/experience of the candidate.

Required Education:

Undergraduate degree in finance or accounting; MBA preferred

Prior Work Experience:
5-7 years' experience in commercial banking or finance industry with significant credit experience.

Required Skills:

  • Experience in the analysis and structuring of complex transactions

  • Strong credit and risk analysis skills

  • Strong presentation, structuring and financial statement analysis skills

  • Proven ability to analyze, interpret and negotiate third party documentation

  • Proven ability to identify trends and emerging risks in underwriting and client selection

  • Customer service focus

  • Proven problem solving abilities

  • Clear and articulate oral and written communication skills

  • Strong computer skills

  • Proven organizational skills

  • Teamwork

  • Results oriented, is able to accomplish objectives in a specified timeframe

  • 10% Travel

  • Location Boston, Chicago, San Francisco, or Hunt Valley

Bank of America will consider for employment qualified applicants with criminal histories consistent with San Francisco ordinance 17-14 and federal law applicable to Bank of America.

Posting Date: 04/11/2019

Location: San Francisco, CA, 555 California St (CA5705), Chicago, IL, 135 S LA SALLE ST (IL4135), Hunt Valley, MD, HUNT VALLEY II, 11333 MCCORMICK RD, Boston, MA, 100 FEDERAL ST (MA5100), - United States

Travel: Yes, 10% of the time

Full / Part-time: Full time

Hours Per Week: 40

Shift: 1st shift

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Leasing Credit Officer

Bank Of America Corporation