FirstLease, Inc. is seeking an experienced Underwriter/Credit Analyst to underwrite Commercial Equipment Leases from $5000 - $100,000.
Candidates must demonstrate the ability to work independently and cooperatively in a team setting.
Obtain business and personal credit reports
Review and validate information included on bank statements, financial statements and third party credit reports
Analyze bank statements and vendor invoices for authenticity and accuracy
Validate business existence through online search engines
Determine missing components of application package for follow-up with Sales department
Review credit data, analyze sources of financial information such as Dun & Bradstreet, Credit Bureau (Experian, Trans Union, and Equifax), Paynet and related commercial bureau reports to render a sound credit decision
Responsible for evaluating and recommending credit decisions for commercial lease applications according to credit policy standards in a timely and accurate manner
Ability to analyze for profit business, non-profit business and personal tax returns
Convey credit decisions in a clear and concise matter to individual Sales Rep(s)
Daily responsibilities will require face to face interaction with the individual Sales Rep(s) and Manager(s)
Knowledge - Skills & Abilities
Bachelor Degree preferred and/or 1 to 3 years experience as a Credit Analyst.
Experience reviewing and analyzing bank statements, financial statement, tax returns, and third party credit reports
Equipment with leasing experience preferred
Excellent PC skills
Must be self-motivated and detailed oriented with strong interpersonal, communication and organization skills
Ability to identify and resolve problems in a timely manner, with a strong focus on attention to detail in a high tempo environment
Sound judgment and decisiveness