Intern-Commercial Banking

Job Title: Intern - Commercial Banking

Location: On site at location listed in job posting.

Internship Program Duration: Fall 2024

SUMMARY

Our [10-week] internship offers a comprehensive and immersive experience for students interested in gaining practical knowledge and skills in the banking industry. Each week, you will be exposed to different leaders and aspects of the line of business. You will have the opportunity to complete tasks that will help you understand the day-to-day operations of a bank and develop a well-rounded skillset. Additionally, you will have the chance to receive guidance from experienced professionals in the field, participate in meetings, and network with other interns and associates. By the end of the [10 weeks], you will have gained valuable insights, built a solid foundation in banking practices, and potentially set the stage for future career opportunities at First Horizon.

Work schedule and number of hours worked weekly (minimum: 15- 25 Hours) are flexible, within normal business hours.

The Intern will learn and assist with the day-to-day duties of the Commercial Banking Middle Market members, including:

• Roles and responsibilities within the Commercial Loan Process

• Learn basics of Commercial Banking by reviewing materials and inclusion on deal team discussions

• Introduction to FHB Financial Statement Spreading Standards

• Spreading financial statements in Moody's CreditLens

• Learn the fundamentals of credit analysis (Five C's of Credit)

• Exposure to Probability of Default grading

• Assist in updating credit files in nCino

• Perform industry research to assess potential (& existing) borrowers

• Review monthly, quarterly, and annual financial statements

• Learn the basics of Business Banking and other LOBs

• Exposure to team members across the Middle Tennessee footprint

Qualifications:

• [Full-time student undergraduate student with anticipated graduation date between December 2024 - June 2025]

• GPA of 2.75 or above

• Strong interest in business and finance, though no specific major is required.

• Resourcefulness, team-orientation, enthusiasm, entrepreneurial spirit

• Demonstrated leadership and self-development (work, campus)

• Ability to interface and network with people at all levels of the organization.

• Strong communication and collaboration skills

• Strategic and critical thinking skills

Computer and Office Equipment Skills:

• Microsoft Office Suite

About Us

First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Benefit Highlights

• Medical with wellness incentives, dental, and vision

• HSA with company match

• Maternity and parental leave

• Tuition reimbursement

• Mentor program

• 401(k) with 6% match

• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Corporate Diversity Commitment:

We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.

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