Develop and maintain dealership relationships by interacting with the personnel to establish and maintain partnerships that are beneficial to both the dealer and the Bank. Ensure that the relationships are profitable by enlightening the personnel to bank exceptions and acceptable guidelines for portfolio performance regarding efficiencies, delinquencies, repossessions and charge-offs.
Analyze credit applications submitted by dealerships; making sound credit decisions based on the applicant's credit worthiness and stability as well as the propensity to repay the obligation based on past performance. Ensure that the credit decisions are within the credit policies and adhere to all the laws and regulations applicable to the Bank. All duties must be completed in accordance with all Bank policies, procedures, and all regulatory requirements including ECOA/Fair Lending.
5-7 years Indirect Auto Finance Lending
Requires exceptional oral and written communication skills and Sales Skills
Requires extensive knowledge of credit decisioning and ability to sell the decision to the customer
General knowledge of business law as it pertains to Fair Credit practices and regulations that are applicable to third party lending
Ability to reason and make independent decisions is an absolute necessity
Basic computer skills are required.