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Highland Capital Corp, Sr. Credit Officer

Expired Job

Valley National Bancorp Little Falls , NJ 07424

Posted 3 months ago

The Senior Credit Officer will review and approve commercial lease transactions within prescribed credit authority for the Industrial business segment.

Responsibilities include but are not limited to:

  • Primary:

  • Approve commercial credits within prescribed credit authority (Industrial, and Healthcare markets) to support the Industrial business segment and assist with the healthcare business segments transactions.

  • Monitor compliance with HCC Credit Policy and any applicable bank regulations.

  • Work with Account Executives in structuring appropriate credit facilities for existing clients and new customers.

  • Review (and sponsor as needed) credits submitted for Credit Committee approval.

  • Mentor lenders and underwriters concerning the bank's credit culture, policies and procedures(structuring of commercial loans and leasing transactions).

  • Secondary:

  • Analyze monthly credit metrics and develop Credit Risk Assessment analysis for monthly Board meeting.

  • Attend periodic meetings including HCC Watch and Criticized Loan and Credit Committee Meetings etc.

  • Other CRM Duties:

  • Conduct credit-related projects at the direction of Highland Chief Operating Officer.

  • Participate in establishing and maintaining Credit Policy and related procedures and guidelines.

  • Conduct credit assessment of commercial lease portfolios as part of due diligence efforts for potential acquisitions.

Required Skills:

  • Strong command of financial accounting including knowledge of Financial Accounting Standards Board (FASS) guidance affecting financial reporting such as FAS 5, FAS 13, FAS 95, FAS 114, FAS 141.

  • Ability to analyze complex financial statements and assess business cash flow.

  • Ability to analyze personal tax returns, personal financial statements and assess an individual's net worth, liquidity and cash flow capacity.

  • Knowledge of corporate organizational structures and the impact of these structures on federal tax liability.

  • Knowledge of the fundamental risk factors associated with a broad array of industry sectors (e.g., manufacturing, healthcare, packaging, plastics and printing) and assess these risks as part of the overall credit risk assessment and decision process.

  • Ability to effectively communicate credit concerns and formulate alternate loan/lease structures to business unit Vice President, department heads and senior management.

  • Ability to properly identify the key credit risks and reach a prompt and well thought out credit decision.

  • Knowledge of loan/lease documentation requirements for all types of commercial loan and lease products utilized in the equipment leasing market.

  • Strong knowledge of relevant banking regulations including Regulation B, Regulation 0, AML/BSA , OFAC.

Required Experience:

  • Bachelor's Degree in a business-related discipline and a minimum of 7 years' credit experience in middle market involving loan and leasing transactions with substantial credit authority.

  • Credit Management experience in at least one of the following areas: underwriting, portfolio management , lease/loan servicing, lesase/loan administration or loan documentation.

  • Masters degree/MBA and formal credit training preferred.

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Sr Credit Officer (Highland Capital Corporation)

Valley National Bancorp

Posted 1 week ago

VIEW JOBS 12/1/2018 12:00:00 AM 2019-03-01T00:00 The Senior Credit Officer will review and approve commercial lease transactions within prescribed credit authority for the Healthcare segment. Responsibilities include but are not limited to: * Primary: * Approve commercial credits within prescribed credit authority (Industrial, and Healthcare markets) to support the Healthcare business segment and assist with the industrial business segments transactions. * Monitor compliance with HCC Credit Policy and any applicable bank regulations. * Work with Account Executives in structuring appropriate credit facilities for existing clients and new customers. * Review (and sponsor as needed) credits submitted for Credit Committee approval. * Mentor lenders and underwriters concerning the bank's credit culture, policies and procedures(structuring of commercial loans and leasing transactions). * Secondary: * Analyze monthly credit metrics and develop Credit Risk Assessment analysis for monthly Board meeting. * Attend periodic meetings including HCC Watch and Criticized Loan and Credit Committee Meetings etc. * Other CRM Duties: * Conduct credit-related projects at the direction of Highland Chief Operating Officer. * Participate in establishing and maintaining Credit Policy and related procedures and guidelines. * Conduct credit assessment of commercial lease portfolios as part of due diligence efforts for potential acquisitions. Required Skills: * Strong command of financial accounting including knowledge of Financial Accounting Standards Board (FASS) guidance affecting financial reporting such as FAS 5, FAS 13, FAS 95, FAS 114, FAS 141. * Ability to analyze complex financial statements and assess business cash flow. * Ability to analyze personal tax returns, personal financial statements and assess an individual's net worth, liquidity and cash flow capacity. * Knowledge of corporate organizational structures and the impact of these structures on federal tax liability. * Knowledge of the fundamental risk factors associated with a broad array of industry sectors (e.g., manufacturing, healthcare, packaging, plastics and printing) and assess these risks as part of the overall credit risk assessment and decision process. * Ability to effectively communicate credit concerns and formulate alternate loan/lease structures to business unit Vice President, department heads and senior management. * Ability to properly identify the key credit risks and reach a prompt and well thought out credit decision. * Knowledge of loan/lease documentation requirements for all types of commercial loan and lease products utilized in the equipment leasing market. * Strong knowledge of relevant banking regulations including Regulation B, Regulation 0, AML/BSA , OFAC. Required Experience: * Bachelor's Degree in a business-related discipline and a minimum of 7 years' credit experience in middle market involving loan and leasing transactions with substantial credit authority. * Credit Management experience in at least one of the following areas: underwriting, portfolio management , lease/loan servicing, lesase/loan administration or loan documentation. * Masters degree/MBA and formal credit training preferred. Valley National Bancorp Little Falls NJ

Highland Capital Corp, Sr. Credit Officer

Expired Job

Valley National Bancorp