Head Of Risk & Financial Products

Ribbon Home New York , NY 10007

Posted 5 months ago

We're looking for a Head of Risk and Financial Products to lead new initiatives and optimization to drive our core fundamental unit economics. You will be responsible for leading Ribbon's risk program and driving the development and execution of a framework that will protect Ribbon, its customers, and its partners while enabling Ribbon to grow quickly.

Your focus:

  • Optimize existing unit cost structures from Ribbon pricing, title, transfer taxes, legal fees, credit facilities.

  • Create and implement a risk management framework around home valuations, buyer underwriting which balances profitability and growth.

  • Enhance Ribbon's ongoing KYC program and operationalize for our customer base.

  • Lead new initiatives to build new revenue streams and profit centers, including mortgage, title and insurance.

  • Work closely with the product, engineering, sales and finance to implement new programs across Ribbon.

  • Work with Engineering to setup appropriate data & modeling infrastructure to monitor key metrics, identifying relevant risk trends, develop & implement recommendations on identified risks

Your background:

  • Have strong experience in FinTech, real estate or payments with experience in building and managing risk teams

  • Experience working in early-stage, high growth environments

  • Have strong written and verbal communication skills with the ability to interact cross-functionally

  • Demonstrated technical aptitude for data models a plus, but not required

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Head Of Risk & Financial Products

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