We're looking for a Head of Risk and Financial Products to lead new initiatives and optimization to drive our core fundamental unit economics. You will be responsible for leading Ribbon's risk program and driving the development and execution of a framework that will protect Ribbon, its customers, and its partners while enabling Ribbon to grow quickly.
Optimize existing unit cost structures from Ribbon pricing, title, transfer taxes, legal fees, credit facilities.
Create and implement a risk management framework around home valuations, buyer underwriting which balances profitability and growth.
Enhance Ribbon's ongoing KYC program and operationalize for our customer base.
Lead new initiatives to build new revenue streams and profit centers, including mortgage, title and insurance.
Work closely with the product, engineering, sales and finance to implement new programs across Ribbon.
Work with Engineering to setup appropriate data & modeling infrastructure to monitor key metrics, identifying relevant risk trends, develop & implement recommendations on identified risks
Have strong experience in FinTech, real estate or payments with experience in building and managing risk teams
Experience working in early-stage, high growth environments
Have strong written and verbal communication skills with the ability to interact cross-functionally
Demonstrated technical aptitude for data models a plus, but not required