Financial Center Lending Officer/Consultant

Bank Of America Corporation Portland , ME 04101

Posted 3 months ago

Job Description:

At Bank of America, we're guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our industry-leading Consumer Lending team at Bank of America and Merrill Lynch. We're looking for people with focus and drive people who take the time to get to know clients, engage with them to understand what's important to them, and provide the lending solutions, service and expertise they need to achieve their financial goals.

As part of the Bank of America team, financial center lending officers (FCLOs) have access to industry-leading products and services, award-winning platforms and a team of dedicated loan coordinators and underwriters all designed to meet the unique life priorities of our clients. FCLOs work in assigned financial centers and partner closely with financial center employees as part of one team that delivers exceptional client care.

The FCLO is responsible for originating retail mortgage loans and other lending products through uncovering client needs and matching them to our lending solutions. Contact with clients may be either by telephone or in-person. The FCLO actively solicits new residential mortgage business and sells Bank of America lending products to meet established loan quality and production goals.

This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination.

We'll help you

  • Get training and one-on-one coaching from managers who are invested in your success. You'll take part in additional training and development through our Academy to develop in your role.

  • Grow your network to eventually grow your business. Leverage our relationships with one out of two U.S. households. Starting at a financial center, you'll interact with banking clients and small business owners alike. You will also tap into a range of experts, from small business bankers to financial solutions advisors.

  • Provide end-to-end comprehensive lending guidance and solutions to prospective borrowers by uncovering their life priorities, analyzing financial and credit data, and determining client financing objectives.

  • Stay informed on changing market conditions, business trends and regulatory requirements by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.

  • Demonstrate a commitment to professional ethics, as well as conforming to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements.

As a lending officer, you can look forward to

  • Providing exceptional client care with industry leading products, services, education and a dedicated team of loan coordinators and underwriters.

  • Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Sources may consist of real estate professionals, builders, and professional and personal contacts.

  • Expanding your reach further through participation in business-related development opportunities, community efforts to promote homeownership and professional organizations.

  • Robust marketing strategies to reach wider audiences with greater appeal.

  • Ongoing professional development to deepen your skills as the industry evolves and changes.

  • A world-class suite of employee benefits.

You're a person who (required skills)

  • Has 2+ years of experience in a loan origination role.

  • Understands how to manage a pipeline effectively.

  • Has a strong knowledge of loan products (conventional, jumbo and government).

  • An ability to analyze income and assets properly in order to qualify clients for specific loan products.

  • Understands processing, underwriting and/or closing procedures.

  • Has a working knowledge of federal regulations governing real estate lending.

  • Is a strong communicator, both verbally and in writing.

  • Is a self-motivated and highly organized.

  • Can prioritize multiple competing tasks.

  • Can build and maintain solid referral base (that is, strong community involvement/ties, established relationship with assigned financial center).

  • Uses appropriate interpersonal styles, communication methods and approaches to gain clients.

  • Understands the connection of the level of service provided being directly correlated to driving sales volume.

  • Can be flexible to work weekends and/or extended hours as needed.

You'll be better prepared if you have (desired skills)

  • Familiarity with FHA and HUD guidelines.

  • Strong computer skills including Microsoft applications and previous experience using laptop technology for communication purposes including accessing rate, credit and loan status information.

  • Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.

  • The ability to analyze and comprehend complex financial data and provide financial alternatives.

  • Professional and effective interpersonal skills.

We're a culture that

  • Is committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients, we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goals.

  • Believes diversity makes us stronger so we can reflect, connect to and meet the diverse needs of our clients around the world.

  • Provides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience.

  • Is committed to advancing our tools, technology, and ways of working. We always put our clients first to meet their evolving needs.

  • Believes in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital.

Posting Date: 08/20/2018

Location: Portland, ME, PORTLAND, 1 CITY CTR, Bedford, NH, 6 BEDFORD FARMS DR (NH2905), - United States

Travel: Yes, 10% of the time

Full / Part-time: Full time

Hours Per Week: 40

Shift: 1st shift


See if you are a match!

See how well your resume matches up to this job - upload your resume now.

Find your dream job anywhere
with the LiveCareer app.
Download the
LiveCareer app and find
your dream job anywhere
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Financial Accounting Consultant

Wipfli LLP

Posted 3 weeks ago

VIEW JOBS 10/26/2018 12:00:00 AM 2019-01-24T00:00 Overview Create lasting, positive impact. By considering Wipfli/Macpage, you've decided to go beyond the ordinary public accounting and consulting firm. At Wipfli/Macpage, we create positive impact and lifetime relationships by leading and working with an outward mindset. As a member of our team, you will be inspired to think freely and follow your passion, grow as a professional by developing your skills and commit to serving our clients and communities with honesty and integrity. Wipfli/Macpage has a broad national footprint with offices coast to coast — and we're still growing! As an associate, you'll have access to skill development and career opportunities, whether you want to move up or transition into another area of specialty. You'll also have the flexibility and technology to work wherever you are, whether it's at home or in our clients' offices, or switching Wipfli offices if you're looking to move across the country. Join a company focused on giving back to the greater good — at Wipfli/Macpage, we're committed to supporting the communities we do business in. To learn more about our volunteer efforts, who we are and what we do, visit wipfli.com. The accounting firm of Wipfli/Macpage is seeking a Financial Accounting Consultant to work out of the Augusta, ME or South Portland, ME offices and to lead and manage outsourced accounting engagements for clients inside and outside the firm's geographic footprint. This individual will establish and maintain valuable client relationships with assigned clients in our Financial Accounting Outsourcing (FAO) service line. Responsibilities * Lead and manage assigned client service engagements * Establish valuable client relationships through continuous touch points and delivery of ongoing proactive advisory services * Overall day-to-day management of financial reporting accuracy and on-time processing of client information * Prepare bank and other balance sheet account reconciliations * Provide advice on improved financial reporting and review general ledger for overall accuracy. * Provide assistance to client staff relating to client's back office services * Assist client with compliance areas associated with back office services * Implement client best practices to overcome challenges, minimize risk and improve overall operations * Demonstrate ability to estimate and manage work assignments to budget * Provide team leadership, direction, mentoring and engagement supervision * Contribute to overall FAO client and team success through sharing ideas, enthusiasm and strong work ethics * Pursue advancement in technical back office service capabilities as well as advancement in "soft skill" competencies * Assist with client onboarding projects as needed to ensure a smooth client transition onto Wipfli's back office accounting services Qualifications * Performed as a business or technical consultant or related experience for minimum 3 years * Bachelor's Degree in Accounting or related field * CPA or CPA candidate preferred * Strong technology skills with accounting software, such as QuickBooks and Intacct * Strong technology skills using Microsoft Office 2007 or later (Word, Excel, PowerPoint, and Outlook at a minimum, more applications preferred) * Experience working in a paperless environment strongly preferred * Management and/or mentoring experience of other staff members preferred * Experience presenting and/or making recommendations to business executives preferred * Project management experience a plus Wipfli is an equal opportunity/affirmative action employer. All candidates will receive consideration for employment without regards to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identify, citizenship status, veteran status, disability, or any other characteristics protected by federal, state, or local laws. Wipfli LLP South Portland ME

Financial Center Lending Officer/Consultant

Bank Of America Corporation