Tata Consulting Services (Usa) Irvine , CA 92606
Posted 2 weeks ago
Role: Commercial Auto Lending Senior BA
Develop and implement lending strategies to drive business growth and achieve lending targets.
Evaluate loan applications, analyze financial statements, and assess creditworthiness of borrowers.
Conduct thorough financial analysis, including cash flow analysis, collateral evaluation, and risk assessment.
Negotiate terms and conditions of loan agreements, ensuring compliance with internal policies and regulatory requirements.
Manage and maintain a portfolio of commercial loans, monitoring repayment schedules, and ensuring timely collection of payments.
Provide guidance and support to lending officers, ensuring adherence to lending policies and procedures.
Stay updated on industry trends, market conditions, and regulatory changes affecting commercial lending activities.
Build and maintain relationships with existing and potential borrowers, promoting the organization's lending products and services.
Collaborate with internal teams, such as credit risk, legal, and compliance, to ensure compliance with internal and external regulations.
Prepare and present comprehensive reports on lending activities, including loan performance, portfolio quality, and profitability.
Tata Consulting Services (Usa)