Credit Risk Senior Analyst

Citigroup Inc. Irving , TX 75061

Posted 2 months ago

  • Primary Location: United States,Texas,Irving

  • Other Location: United States,Utah,Roy

  • Education: High School Diploma/GED

  • Job Function: Risk Management

  • Schedule: Full-time

  • Shift: Day Job

  • Employee Status: Regular

  • Travel Time: Yes, 10 % of the Time

  • Job ID: 19005412


Credit Risk Senior Analyst

  • Performs in-depth financial statement analysis to manage new and existing relationships with exposures primarily up to $250M in addition to high risk credits.

  • Integrates in-depth credit operations knowledge with a solid understanding of industry standards and practices.

  • Uses judgment to complete more complex credit transactions with direct business impact.

  • Oversees credit application process to include credit verification and determines credit limits.

  • Performs analysis of credit reports, financials, etc. to provide the status on credit and operating statements.

  • Applies analytical thinking and knowledge of credit analysis tools and methodologies.

  • May serve on special project teams as assigned.

  • Mentor lower level analysts.

  • Additional assignments as business needs are identified.



  • Bachelor's degree or equivalent experience

  • Understanding of business needs/requirements.

  • Five+ years Credit Analysis experience

  • Prior commercial lending authority desired.

  • Broad based underwriting knowledge/experience Moody's MFA/spreading experience preferred.

  • Good corporate and merchant credit and exposure analysis skills.

  • Previous demonstrated ability to read and interpret commercial credit bureaus, analyze trade experience, and utilize external financial resources to write narratives/underwrite commercial credit requests is required.

  • Demonstrated commercial, financial statement analysis and underwriting/analysis experience.

  • Strong communication skills; both written and verbal.

  • Proficient working knowledge of Windows and Excel.

  • Strong customer service, negotiation and phone etiquette skills required.

  • Multi-tasking in a high volume environment required.

  • Strong process and project management skills.

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Credit Risk Senior Analyst

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