Credit Risk Officer

Citigroup Inc. Irving , TX 75061

Posted 7 days ago

  • Primary Location: United States,Texas,Irving

  • Other Location: United States,Utah,Roy

  • Education: High School Diploma/GED

  • Job Function: Risk Management

  • Schedule: Full-time

  • Shift: Day Job

  • Employee Status: Regular

  • Travel Time: Yes, 10 % of the Time

  • Job ID: 19000601

Description

Credit Risk Officer

  • Performs in-depth financial statement analysis to manage new and existing relationships with exposures >$250M in addition to high-risk credits.

  • Integrates in-depth credit operations knowledge with a solid understanding of industry standards and practices.

  • Uses judgment to complete more complex credit transactions with direct business impact.

  • Oversees credit application process to include credit verification and determines credit limits.

  • Performs analysis of credit reports, financials, etc. to provide the status on credit and operating statements.

  • Applies analytical thinking and knowledge of credit analysis tools and methodologies.

  • May serve on special project teams as assigned.

  • Mentor lower level analysts.

  • Additional assignments as business needs are identified

Qualifications

Qualifications

  • Bachelor's degree or equivalent experience required (Graduate School experience desired).

  • Understanding of business needs/requirements.

  • 7+ years Credit Analysis experience required.

  • Previous demonstrated ability to read and interpret commercial credit bureaus, financial statement, trade experience analysis with the ability to utilize external financial resources to underwrite commercial credit requests is required.

  • Good corporate and merchant credit and exposure analytical/analysis skills with strong process and project management skills.

  • Demonstrated commercial underwriting/analysis experience with Moody's MFA/Spreading experience

  • Prior lending authority preferred

  • Strong communication (written and verbal), phone etiquette and customer service skills.

  • Proficient working knowledge of Windows and Excel.

  • Typing skills required. -tasking in a high volume environment required.

  • Previous management experience preferred.

icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Credit Risk Senior Analyst

Citigroup Inc.

Posted 7 days ago

VIEW JOBS 3/13/2019 12:00:00 AM 2019-06-11T00:00 * Primary Location: United States,Texas,Irving * Other Location: United States,Utah,Roy * Education: High School Diploma/GED * Job Function: Risk Management * Schedule: Full-time * Shift: Day Job * Employee Status: Regular * Travel Time: Yes, 10 % of the Time * Job ID: 19005412 Description Credit Risk Senior Analyst * Performs in-depth financial statement analysis to manage new and existing relationships with exposures primarily up to $250M in addition to high risk credits. * Integrates in-depth credit operations knowledge with a solid understanding of industry standards and practices. * Uses judgment to complete more complex credit transactions with direct business impact. * Oversees credit application process to include credit verification and determines credit limits. * Performs analysis of credit reports, financials, etc. to provide the status on credit and operating statements. * Applies analytical thinking and knowledge of credit analysis tools and methodologies. * May serve on special project teams as assigned. * Mentor lower level analysts. * Additional assignments as business needs are identified. Qualifications Qualifications * Bachelor's degree or equivalent experience * Understanding of business needs/requirements. * Five+ years Credit Analysis experience * Prior commercial lending authority desired. * Broad based underwriting knowledge/experience – Moody's MFA/spreading experience preferred. * Good corporate and merchant credit and exposure analysis skills. * Previous demonstrated ability to read and interpret commercial credit bureaus, analyze trade experience, and utilize external financial resources to write narratives/underwrite commercial credit requests is required. * Demonstrated commercial, financial statement analysis and underwriting/analysis experience. * Strong communication skills; both written and verbal. * Proficient working knowledge of Windows and Excel. * Strong customer service, negotiation and phone etiquette skills required. * Multi-tasking in a high volume environment required. * Strong process and project management skills. Citigroup Inc. Irving TX

Credit Risk Officer

Citigroup Inc.