Credit Risk Analytics Officer - Auto

Wells Fargo Chandler , AZ 85249

Posted 2 weeks ago

Job Description:

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

As the company's second line of defense, Corporate Risk - or Independent Risk Management - provides independent oversight of risk-taking activities. Independent Risk Management establishes and maintains Wells Fargo's risk management program and provides oversight, including challenges to and independent assessment of, the frontline's execution of its risk management responsibilities. We manage risk according to the Risk Management Framework and ensure all employees understand their individual accountability for managing risk. Corporate Risk roles depend on a variety of skills, including: Data analysis and synthesis, root cause analysis, change management, process management & execution, risk governance, risk strategy, risk identification & assessment, risk prevention, controls & mitigation, risk monitoring, reporting & escalation, risk systems & technology.

Our Credit Risk Analytics Officer will be responsible for performing analysis to support the CECL, BLF, and CCAR loss forecasting processes for Wells Fargo Auto. They will lead the delinquency forecasting efforts for the WF Auto portfolios as well. The individual will play a large role in helping to tell the story of Well Fargo Auto. This team member may use statistical and quantitative techniques (linear and logistic regression models, decision tree/data mining tools) to identify primary drivers for delinquency/losses and to evaluate delinquencies, losses, and associated trends. The individual will develop strong thorough documentation for all of their processes and present/lead audit partner interactions surrounding their efforts. Additionally, this team member will perform ad hoc analyses as needed to respond to questions or requests from business owners, model validators or regulators.

  • Develop and maintain analysis for supporting the CECL/BLF and CCAR loss forecasting submissions

  • Partner with the Risk Modeling Group for Auto to ensure that the model execution process provides the information needed for the Loss Forecasting team to fulfill its responsibilities

  • Partner with modeling team to understand model structure and limitations while also creating and sharing regular reports with key stakeholders

  • Partner with the Collection Strategy Risk team to ensure changes to strategy are understood and reflected in the delinquency / loss forecast as appropriate

  • Make decisions independently based on general guidelines to improve existing processes and programs while adapting to new requirements from business partners or regulators

  • Conduct supportive analysis with quantitative techniques and then develop reporting as needed

  • Research and analyze the portfolio to understand the underlying risks and portfolio mix changes, and provide analytical insights to questions from business partners and regulators

  • Create and maintain proper operational documentation for recurring work to support internal and external audit

  • May potentially lead interaction with various audit partners

Required Qualifications

  • 7+ years of risk reporting experience, risk analytics experience, or a combination of both
  • 5+ years of experience with SAS or SQL, or other data management, reporting and query tools

Desired Qualifications

  • Excellent verbal, written, and interpersonal communication skills

  • Experience communicating and presenting complex information to multiple levels of the organization

  • Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important

  • Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment

  • Ability to take initiative and work independently with minimal supervision in a structured environment

  • Experience in gathering, analyzing and interpreting large datasets

  • Strong analytical and quantitative skills

  • A Master's degree or higher in a quantitative discipline

Other Desired Qualifications

  • Accounting experience

  • Consumer Lending Risk Management experience

Job Expectations

  • Ability to travel up to 5% of the time

Street Address

AZ-Chandler: 2700 S Price Rd

  • Chandler, AZ

IA-Des Moines: 206 8th St

  • DES MOINES, IA

IA-West Des Moines: 7001 Westown Pkwy

  • West Des Moines, IA

NC-Charlotte: 301 S College St

  • Charlotte, NC

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.Relevant military experience is considered for veterans and transitioning service men and women.Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary

Benefits

Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.

icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Compliance Officer Conduct Risk Insider Threat Governance

Wells Fargo

Posted 2 weeks ago

VIEW JOBS 10/1/2021 12:00:00 AM 2021-12-30T00:00 Job Description Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application. At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. As the company's second line of defense, Corporate Risk - or Independent Risk Management - provides independent oversight of risk-taking activities. Independent Risk Management establishes and maintains Wells Fargo's risk management program and provides oversight, including challenges to and independent assessment of, the frontline's execution of its risk management responsibilities. We manage risk according to the Risk Management Framework and ensure all employees understand their individual accountability for managing risk. Corporate Risk roles depend on a variety of skills, including: Data analysis and synthesis, root cause analysis, change management, process management & execution, risk governance, risk strategy, risk identification & assessment, risk prevention, controls & mitigation, risk monitoring, reporting & escalation, risk systems & technology. This Compliance Officer role is part of the Conduct Risk Employee Conduct & Conflicts team. This is an individual contributor role that will provide daily execution of Policy administration and governance tasks including Policy design, process and procedures development and maintenance, governance and advisory support to all Insider Threat Policy stakeholders, Insider Threat risk assessment input and execution support , control development and evaluation, and Policy implementation monitoring. Required Qualifications * 7+ years of experience in risk management (includes compliance, financial crimes, operational risk, audit, legal, credit risk, market risk, IT systems security, business process management) or 7+ years of financial services industry experience, of which 5+ years must include direct experience in risk management Desired Qualifications * Advanced Microsoft Office (Word, Excel, Outlook and PowerPoint) skills * Excellent verbal, written, and interpersonal communication skills * Strong analytical skills with high attention to detail and accuracy * Ability to articulate complex concepts in a clear manner * Financial services industry experience * Experience communicating in both written and verbal formats with senior executive-level leaders * Strong collaboration and partnering skills * Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment * Experience driving and leading organizational change in a dynamic environment * Ability to work across multiple lines of business leading large scale initiatives Other Desired Qualifications * Certified Risk Compliance Manager (CRCM) * Certified Fraud Examiner (CFE) * Certificate in Operational Risk Management (ABA) * Certificate In Risk Management (CRMA) * Certified Risk And Compliance Management Professional (CRCMP) * Certified Compliance & Ethics Professional (CCEP) * Certified Risk Professional Program (CRP) * Six Sigma Certification * Project Management Professional (PMP) * Insider Threat Program Evaluator Job Expectations * Ability to travel up to 10% of the time Street Address NC-Charlotte: 401 S Tryon St - Charlotte, NC TX-DAL-Downtown Dallas: 1445 Ross Ave - Dallas, TX TX-Irving: 250 E John Carpenter Freeway - Irving, TX TX-Plano: 4975 Preston Park Blvd - Plano, TX IA-Des Moines: 206 8th St - DES MOINES, IA IA-West Des Moines: 7001 Westown Pkwy - West Des Moines, IA MN-Minneapolis: 600 S 4th St - Minneapolis, MN MN-Minneapolis: 2650 Wells Fargo Way - Minneapolis, MN MN-Saint Louis Park: 435 Ford Rd - Saint Louis Park, MN AZ-PHX-Central Phoenix: 100 W Washington St - Phoenix, AZ AZ-PHX-Northwest Phoenix: 2222 W Rose Garden Ln - Phoenix, AZ AZ-Chandler: 2700 S Price Rd - Chandler, AZ MO-Saint Louis: 1 N Jefferson Ave - Saint Louis, MO Disclaimer All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.Relevant military experience is considered for veterans and transitioning service men and women.Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation. Benefits Summary Benefits Visit https://www.wellsfargo.com/about/careers/benefits for benefits information. Wells Fargo Chandler AZ

Credit Risk Analytics Officer - Auto

Wells Fargo