Self Financial, Inc. helps consumers establish and build credit history. We are a venture-backed, financial services startup based in Austin, TX. At Self, our mission is to help millions of people build credit and save money on their journey toward financial security.
There are about 100 million people in the US who have low credit scores or who have no access to credit at all. Sadly, there arent many options for these people. Most banks arent doing anything material to change the situation because its not profitable for them to do so. Bad credit or no credit history can be barriers to renting an apartment or getting certain jobs, let alone buying a car or house. And if you can get a loan with a low credit score, youre very likely to pay a lot more in interest over the life of that loan.
Our team is passionate about challenging the status quo of the credit industry by giving people accessible and affordable tools to take control of their credit. Executing on our mission requires deep collaboration across our teams to ensure our products reach the people who can most benefit from them.
We're looking for people who share a passion for our mission and relate to why we do what we do. At Self, we want to work with people who are driven to tackle challenges, bring unique perspectives, find solutions and help make the financial space a better place for our consumers. We recognize that it takes different people and personalities to make our products and our company truly great. We only seek the best.
If you are someone who is equally passionate as we are, we want to chat with you.
About the role:
The Credit Risk Analyst is responsible for the success of the secured and unsecured credit card account management credit strategies.
This includes strategy creation, implementation/ management, testing and improvements, audit control, and policy/ procedure. This is a very collaborative role, working across all areas of the organization to ensure success.
Our compensation and benefits are competitive, but there's one thing that Self Financial can offer that many startups cannot: we can positively change the world, while making a profit. Over 64 million adults in the U.S. do not have a credit score due to a lack of credit history. Self is solving this problem with innovative technology and partnerships.
Our perks include:
How we act with each other is how we act with our customers. We are direct, transparent and respectful, and we hope you embrace that approach.
Self Financial requires all employees hired to successfully pass a background check.
We are an Equal Opportunity Employer.