Credit Risk Analyst

Purchasing Power Atlanta , GA 30301

Posted 2 months ago

Work at Purchasing Power

Purchasing Power is a fantastic place to work because: Purchasing Power was founded on the belief that we could empower people and provide the means for them to obtain the small (and sometimes big!) things that improve the quality of their lives.

Credit Risk Analyst

Purchasing Power, Atlanta, GA

Credit Risk Analyst

Purchasing Power one of Atlanta's fastest growing e-retailers is seeking a Credit Risk Analyst to join our team in Atlanta, GA. The Credit Risk Analyst, reporting directly to the Credit Risk Manager, responsible for analyzing and assessing the potential credit risk of an assigned book of clients through data analysis and proforma projections as well as underwriting potential new clients. The position will also work closely with the other areas of Risk, Sales, and Operations to drive key initiatives for risk management and the company's continued profitable growth.

What you'll do (Duties)

  • Monitoring credit performance of an assigned portfolio of clients, driving program structure to mitigate loss

  • Evaluating trends in data to promptly identify and report areas of concern, determining courses of action to mitigate identified risks and/or concerns

  • Acting as a trusted partner of Sales and Client Management teams to assist in administration of client needs

  • Reviewing and analyzing new client requests to determine financial and non-financial strengths, risk levels, and feasibility of proposed relationships

  • Clearly and succinctly convey underwriting decisions to sales partners and assist with coaching sales staff regarding risk related concerns

  • Adhere to all policies procedures, processes, company practices, guidelines, expectations, laws and regulations

  • Perform other duties as assigned


  • Bachelor's degree in Finance, Accounting, Economics, Business Administration or related field

  • 2-3 years of experience in commercial underwriting, credit risk analysis, or financial analysis

  • Strong analytical, problem-solving, and decision-making skills

  • Strong relationship building skills to work effectively across all areas of the business

  • Proficient in MS Office products, particularly Excel

  • Exposure to at least one high-level programing language such as SAS, Python, or SQL preferred but not required

Why Purchasing Power?

We are the leading specialty e-retailer offering consumer products, vacations and online education services through an easy and convenient payment plan. Our customers love us because we make paying for their purchases stress- and hassle-free. The automatic payments help them to avoid penalty fees and ballooning interest associated with other payment options. While the fixed payment duration options empower them to budget more efficiently. Ours is a revolutionary e-commerce experience that gives customers access to a better life combined with a responsible way to buy.

Purchasing Power is 'Powering People to a Better Life' through its employee purchase program, financial literacy efforts and charitable contributions.

For more information, visit

  • Our people! We are very proud of our people, we "Power People to a better life"

  • 100% company paid benefits for employees

  • Kitchen stocked with gourmet coffee, teas and free snacks

  • Casual work environment

  • Summer Hours

  • Flexible PTO

  • Top of the line hardware

Purchasing Power is an equal opportunity employer. At Purchasing Power, we make all employment decisions, which include hiring, promoting, transferring, demoting, evaluating, compensating and separating, without regard to sex, sexual orientation, gender identity, race, color, religion, age, national origin, pregnancy, citizenship, disability, service in the uniform services, or any other classification protected by federal, state or local law.

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Credit Risk Analyst

Purchasing Power