Credit Data Analyst II (On-Site In Lawrenceville GA)

At Lendmark Financial Services, we believe the success of our company is specifically attributable to the quality of our employees and their commitment to our customers. We value each customer and understand that people want to do business with people who care. That's one way we differ from our competitors. We are proud of what we as a team have accomplished. We will always strive for improvement, our motto since day one has been "Success is the only option."

Lendmark Financial Services offers a comprehensive benefits package for employees and dependents that includes medical, dental, vision benefits, paid time off, paid holidays, 401(k), life insurance, long-term disability, tuition assistance and an employee assistance program. We also offer optional benefits such as critical care, auto, home and pet insurance as well as other ancillary insurance options.

PLEASE NOTE: This position is not available for virtual work, only a hybrid work schedule from our office location in Lawrenceville, GA.

SUMMARY:

The Credit Risk Group is responsible for helping Lendmark to define and measure its credit risk appetite and ensure appropriate policies and strategies as it relates to loan underwriting and servicing to ensure that the Company stays within the parameters of that risk appetite in order to deliver consistent credit loss performance and profitability. The group facilitates consistent and accurate measurement of credit risk primarily by tracking key risk indicators for the portfolios, developing scorecards and tools to ensure risk appetite and profitability are effectively managed, and ensuring that underwriting and servicing policy and strategy are designed to deliver acceptable credit losses. The contribution of this position comes from working closely with and supporting the Credit AVP/VP positions on projects to help achieve department goals while working closely with the appropriate business partners within Lendmark.

MAJOR DUTIES/RESPONSIBILITIES:

• Compile data used to perform analysis on large datasets using various tools.

• Assist in the design of data pulls and MIS necessary to answer key questions and/or monitoring key business risk trends.

• Support Credit Risk Management with ad hoc analysis and preparation of Board of Directors, investors, and rating agency presentations.

• Build and maintain ongoing, periodic risk and investor reporting in Excel and other reporting tools.

• Partner with key business groups including Operations, IT, Finance, and Audit to obtain data used to monitor key business activity, funding activity and answer ad hoc questions.

• Build a strong knowledge of internal data fields and table structures.

• Automate ongoing reporting with the help of IT.

• Learn new systems, reporting tools, and programming languages.

• Develop cross-functional background knowledge in order to provide back up support to other areas of Risk Managment when needed

• Responsibilities are subject to change over time.

BASIC QUALIFICATIONS:

• 2-4 years of experience in a data analytics and/or financial reporting function.

• Programming experience in SQL, SAS, and/or R required

• Proficient knowledge of Excel

• Candidate should have excellent written and verbal communication skills and be comfortable presenting work to peers, cross functional businesses & Senior Management

• Bachelor's Degree in Business, Mathematics, Economics, Statistics or a similar quantitative discipline

PREFERRED/DESIRED QUALIFICATIONS:

• Masters Degree preferred in Business, Mathematics, Economics, Statistics, Engineering or a similar quantitative discipline

• Experience with a modeling package such as SAS Enterprise Miner or Knowledge Studio is a plus.

COMPENSATION:

• The salary range for this position is $85,000 - $95,000 annually, based on the specific Knowledge, Skills, Abilities and/or Experience of the selected candidate.

• This position is eligible for Semi-Annual Incentive compensation based on individual and company performance guidelines.

WORKING CONDITIONS:

• Normal office environment

PLEASE NOTE: This position is not available for virtual work, only a hybrid work schedule from our office location in Lawrenceville, GA.

If you are interested in a fast paced, high growth, team oriented and great culture environment, you'll enjoy a career with us!