Credit Analyst- Underwriting

Position Summary:

Gordon Food Service is hiring an Credit Analyst

• Underwriting. Performs the credit evaluation and analysis of all prospective new business within the assigned AR portfolio and documents potential exposure to risk. Communicates directly with customers and to sales. Maximizes sales through a flexible and innovative approach of credit risk / order review and releases. Minimizes the investment in receivables by ensuring that accounts are collected as close to term, and protects the company against unwarranted bad debt losses.

Essential Functions:

• Works closely with Credit portfolio analysts and sales to establish credit terms, risk tiers, and credit limits for new GFS customers

• Reviews credit reports, payment history, financial information and industry trends to support exposure in order to effectively minimize risk and maximize sales.

• Review & research customer account application for completeness & accuracy , analyze past and current financial statements of companies, along with bank references, Commercial business reports ie. D&B,Experian or Equifax and information via Internet or other credit sources.

• Escalate key issues to Credit Manager, Sales and Leadership of potential credit risks in portfolio to determine next plan of action.

• Establishing and maintaining good working relationships with customers and sales.

• Maintains confidentiality and uses utmost discretion with matters including but not limited to personal and or financial information in the duties of the position.

• Establish and maintain good rapport with customers and sales through regular communications and on site visits as necessary.

• Performs other duties and special projects as assigned.

Knowledge / Skills / Abilities:

• Strong written and verbal communication skills

• Must be able to read, interpret and comprehend financial statements and business/personal credit reports.

• Ability to prioritize tasks in a high energy environment.

• Understanding of credit risk management fundamentals

• Ability to solve problems under pressure and provide creative solutions when necessary

• Experience with negotiations and using sound judgment

• Must be creative in order to maximize Sales and minimize risk.

• Goal oriented, motivated self starter, with excellent organizational skills and the ability to handle multiple tasks.

• Be able to work within tight time demands, work independently or in a team environment.

• Proficiency with MS Office

• Excel and skill set to perform research on Internet

• Knowledge of SAP S4, Business Analytics , other Operational Reporting, AR Inq, Customer software applications preferred.

Adherence to Hybrid Work Policy:

Adherence to the company's hybrid work policy is an essential function of the Credit Analyst

• Underwriting position. The policy is subject to change, and employees will be required to adhere to those changes as a condition of their continued employment.

Location:

• 1300 Gezon Pkwy, Wyoming MI 49509

• Hybrid Schedule 3 days in office 2 days remote

• Monday to Friday

• 8 am to 5 pm

Position Summary:

Gordon Food Service is hiring an Credit Analyst

• Underwriting. Performs the credit evaluation and analysis of all prospective new business within the assigned AR portfolio and documents potential exposure to risk. Communicates directly with customers and to sales. Maximizes sales through a flexible and innovative approach of credit risk / order review and releases. Minimizes the investment in receivables by ensuring that accounts are collected as close to term, and protects the company against unwarranted bad debt losses.

Essential Functions:

• Works closely with Credit portfolio analysts and sales to establish credit terms, risk tiers, and credit limits for new GFS customers

• Reviews credit reports, payment history, financial information and industry trends to support exposure in order to effectively minimize risk and maximize sales.

• Review & research customer account application for completeness & accuracy , analyze past and current financial statements of companies, along with bank references, Commercial business reports ie. D&B,Experian or Equifax and information via Internet or other credit sources.

• Escalate key issues to Credit Manager, Sales and Leadership of potential credit risks in portfolio to determine next plan of action.

• Establishing and maintaining good working relationships with customers and sales.

• Maintains confidentiality and uses utmost discretion with matters including but not limited to personal and or financial information in the duties of the position.

• Establish and maintain good rapport with customers and sales through regular communications and on site visits as necessary.

• Performs other duties and special projects as assigned.

Knowledge / Skills / Abilities:

• Strong written and verbal communication skills

• Must be able to read, interpret and comprehend financial statements and business/personal credit reports.

• Ability to prioritize tasks in a high energy environment.

• Understanding of credit risk management fundamentals

• Ability to solve problems under pressure and provide creative solutions when necessary

• Experience with negotiations and using sound judgment

• Must be creative in order to maximize Sales and minimize risk.

• Goal oriented, motivated self starter, with excellent organizational skills and the ability to handle multiple tasks.

• Be able to work within tight time demands, work independently or in a team environment.

• Proficiency with MS Office

• Excel and skill set to perform research on Internet

• Knowledge of SAP S4, Business Analytics , other Operational Reporting, AR Inq, Customer software applications preferred.

Adherence to Hybrid Work Policy:

Adherence to the company's hybrid work policy is an essential function of the Credit Analyst

• Underwriting position. The policy is subject to change, and employees will be required to adhere to those changes as a condition of their continued employment.

Location:

• 1300 Gezon Pkwy, Wyoming MI 49509

• Hybrid Schedule 3 days in office 2 days remote

• Monday to Friday

• 8 am to 5 pm