Credit Analyst

Overview

ABOUT THE POSITION:

The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit.

ABOUT THE COMPANY:

At Triple-S Steel we live and work by our core values. Since our inception over 50 years ago, we have followed three basic principles that are the foundation of our success:

Stability: All decisions made are measured in years, not quarters.

Flexibility: Employees are encouraged to seek creative steel solutions and services that help the company thrive.

Chemistry: We foster and nurture an entrepreneurial spirit throughout the Triple-S family. That spirit permeates our DNA.

From a small family retail operation in Houston, our business has expanded across the US and S. America to sell over 1 Million tons per year . We supply steel for bridges, stadiums, barges and large buildings but one thing will always remain the same: We treat our customers and employees like family.

WHAT WE OFFER:

Our company offers great benefits, from tuition reimbursement to training and development opportunities. We also offer medical, dental, vision, FSA, HSA, commuter, long-term disability and group life insurance programs. Come join our team!

Responsibilities

• Maintain credit/collections records in ERP system

• Validate and approve sales tax exemptions

• Analyze credit and financial information

• Assign credit limits within a set authority matrix

• Maintain sound Credit policy while respecting Sales goals

• Multiple reviews of daily orders and approvals

• Communicate credit holds to Sales and Customers

• Occasional customer visits

• Heavy telephone and written communications

• Enforce terms of sale and take collection action as needed

• Deal with sensitive issues involving key accounts

• Resolve disputes and deductions

• Prepare documentation to perfect bond claims and lien rights

• Make recommendations to credit manager

• Prepare AR portfolio risk analysis report

• Participate in credit industry group meetings

• Efficiently manage multiple priorities and deadlines

Qualifications

Education and Experience:

• BS/BA in Finance or Accounting

• Minimum 5 years of commercial credit experience

• Strong analytical skills

• Knowledge of security and creditor rights

• Strong communication & negotiating skills

• Knowledge of construction lien law

• Strong PC skills - word processing/spreadsheets

• International Credit experience beneficial

Knowledge/Skills/Competencies:

• Strong Proficiency in Microsoft Suite of products: Ex. Excel, Word, and Outlook

• Excellent written and verbal communication

• Ability to work with Senior Management to ensure financial directives are followed

• Ability to multi-task, work under pressure, meet deadlines and thrive in a fast-paced work environment

• A quick learner, deadline driven, with a can-do attitude are essential traits for our successful candidate.