Credit Analyst / Senior Credit Analyst

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Job Title: Credit Analyst / Senior Credit Analyst

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Purpose: Responsible for processing credit requests and annual reviews in Chicago Diversified Portfolio.

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Key responsibilities:

• For assigned files for which RPC is responsible for the primary credit analysis, preparation of the first level credit application and analysis based on requests received from the Front Office including:

• Presentation of sector trends and drivers, and counterparty market position. Peer comparison.

• Detailed presentation of financial statements and financial projections when applicable.

• Review of legal protections including credit and trading agreements, guarantees and financial covenants as applicable.

• Prepare and/or review Anadefi internal ratings.

• Submission of files to NY Credit Committee.

• Processing of Phidias and Anadefi.

• For assigned files for which the Front Office prepares the first level credit application, preparation of the second level RPC opinion, including independent analysis of the borrower, transaction structure, term sheet, financial models, etc. Review and verify Anadefi ratings. Process Phidias

• Frequent interaction with the various Front Office teams to gather additional information concerning the client, discuss credit risk issues and mitigants, and obtain relationship profitability information and commercial support/strategy.

• Verify accuracy of, and correct as necessary, data in risk systems (Phidias/Eurecca/RICOS/Anadefi etc.).

• Active coordination with RPC Paris to answer any inquiries for additional information/explanations, follow-up on rating validations, and communicate credit issues and trend as appropriate.

• Active monitoring of the sectors and portfolios covered, and communication to senior management locally and in Paris as appropriate.

• Assist in any internal or external portfolio reviews, preparation of documents for US Risk Committee, Early Warning meetings, audit assessments, loan reviews, or special projects as needed.

• May also be asked to analyze counterparties in different sectors depending on workloads.

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Key Internal contacts

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• Local RPC teams (Counterparty Risk, Market Risk, Admin-Monitoring and Projects, Enterprise Wide Risk)
• Local Front Office teams (Chicago, NY, Canada, CLF, DAR, ITB)ÂÂÂÂÂÂÂÂÂÂÂÂÂÂÂÂÂÂÂÂÂÂÂÂ
• Head Office SCS RPC and Front Office

Salary Range: $105k - 150k

Strong ability to:

• ÂÂÂÂÂÂÂÂ Succinctly analyse and synthesize credit risk
• ÂÂÂÂÂÂÂÂ Excellent time managementÂÂÂÂÂ
• ÂÂÂÂÂÂÂÂ Work independently and solve problems
• ÂÂÂÂÂÂÂÂ Be proactive and self-reliant
• ÂÂÂÂÂÂÂÂ Cooperate with local and international teamsÂÂÂÂÂÂÂ
• ÂÂÂÂÂÂÂÂ Work across various industry sectorsÂÂÂÂÂÂ
• ÂÂÂÂÂÂÂÂ Make presentations to Credit Committee and other constituents as needed
• ÂÂÂÂÂÂÂÂ Be flexible to changing environments
• ÂÂÂÂÂÂÂÂ Strong credit analysis experience
• ÂÂÂÂÂÂÂÂ Strong projections/modelling skills
• ÂÂÂÂÂÂÂÂ Microsoft Office suite
• ÂÂÂÂÂÂÂÂ Clear Âwritten and verbal communication skills