Credit Analyst

Credit Analyst

Join a member-driven leader in a fast-paced, challenging and collaborative environment with the shared mission of supporting America's network of rural electric cooperatives. Since its formation in 1969, National Rural Utilities Cooperative Finance Corporation, or CFC, located in Dulles, Virginia, has provided capital and industry-leading financial products to more than 900 not-for-profit, consumer-controlled utility systems across the United States. Our exceptional team delivers the "CFC Difference" that encompasses our values of service, integrity and excellence in all our interactions.

CFC has a need for a Credit Analyst to join the Portfolio Management team. This is a hybrid position requiring onsite work at our headquarters office in Sterling, VA, as well as optional remote workdays. The Credit Analyst is responsible for various functions including supporting and performing credit underwriting activities, following CFC lending practices and basic CFC operations as they relate to supporting portfolio and account managers.

As a Credit Analyst, you will:

• Prepare Borrower Risk Ratings with minimal guidance using fiscal year end audited financial statements.

• Complete audit reviews, alert Associate Vice President (AVP) and management to issues noted in the audit and assist in the resolution.

• Run routine reports on team's loan portfolio and perform follow-up items as requested.

• Assist with loan origination and underwriting of credit recommendations and all other types of credit actions.

• Interact with various internal and external customers as needed.

• Assist with gathering, consolidating and analyzing financial and other data

• Assist with mortgage compliance issues and resolutions.

• Run note-buyout, loan amortization and refinance scenarios.

• Run interest rate conversion scenarios.

• Assist portfolio and account managers with all account management functions.

• Spread financials using Moody's Software.

To be successful, you will need:

• Undergraduate degree in finance, accounting or related degree required.

• 1 year of banking or other relevant experience.

• Familiarity of financial and accounting principles.

• Ability to multi-task and assist multiple AVPs at one time.

• Detail oriented.

• Strong interpersonal, written, and verbal communication skills.

• Intermediate Microsoft Office skills - strong Excel skills preferred.

• Aptitude to learn to various software applications including financial statement spreading (Moody's) and relationship management applications (Salesforce).

• Ability/aptitude to analyze financial statements.

• Self-starter.

• Financial modeling skills.

• Strong customer service orientation.

• Strong team and collaboration skills.

We offer a comprehensive benefits package that includes hybrid work options; annual incentive opportunities; an employer-paid pension plan; 401(k); medical, dental and vision insurance; a generous leave policy; onsite gym; and more-all in a friendly, professional work environment. For additional information, please visit our website at www.nrucfc.coop. CFC is an Equal Opportunity Employer committed to workforce diversity.