Credit Analyst II

CIG Financial LLC.

AutoNation is currently seeking a Credit Analyst II to join one of the best full spectrum auto lender in the industry in the market. The ideal candidate is an industry leader, seeking a positive work environment!

Position Summary

As a Credit Analyst, you will underwrite and review submitted applications from new and used automotive dealers. In addition, you will communicate decisions to appropriate individuals, uphold fair lending practices, and meet targets for productivity, quality and customer satisfaction.

Job Responsibilities

• Review, analyze and underwrite complex auto loans within company guidelines.

• Assist with negotiation of contracts based on lending guidelines.

• Interact daily with automotive dealerships and gather information needed to make appropriate credit decisions with the ability to explain the rationale behind credit decisions made to dealerships and CIG Sales Managers if needed.

• Build and maintain effective relationship with assigned automotive dealership base

• Build and maintain positive working relationship with peers and Sales Managers

Essential Knowledge, Skill and Licences

• Knowledge of Consumer Auto Finance with 2 - 5 years of underwriting experience required

• Thorough knowledge of credit review process and credit scoring

• Strong analytical, organizational and time management skills

• Strong verbal and written communication skills

• Demonstrated ability to develop business relationships with dealer principals, Sales Team as well as Peers

• Strong negotiation and decision-making skills

Physical Demands

• Continuous use of personal computer/monitor/keyboard.

• Physical Demand: None. Amt./Frequency: N/A

• On-site staff preferred

Company Overview

AutoNation is one of the largest automotive retailers in the United States, offering innovative products, exceptional services, and comprehensive solutions, empowering our customers to make the best decisions for their needs. With a network of dealerships nationwide strengthened by a recognized brand, we offer a wide variety of new and used vehicles, customer financing, parts, and provide expert maintenance and repair services. Through DRV PNK, we have raised over $40 million for cancer-related causes, demonstrating our commitment to making a positive difference in the lives of our Associates, Customers, and the communities we serve.

Benefits

Click here to learn more about our Benefits.

Join us as we pave the way to moving our company, our communities and our industry forward. Apply today at a location near you or wherever you dream the road will take you.

AutoNation is an equal opportunity employer and a drug-free workplace.