Cadence Bank Hoover , AL 35244
Posted 6 days ago
What The Role Is
We are seeking an analytical individual, able to work under direct supervision, to assist the credit department with reviewing applications and credit limit requests for consumer and commercial credit loans in accordance with established loan lending policies and procedures. Must be willing to relocate, if necessary.
How You will Make an Impact
Analyzes credit information pertaining to new and existing loans
Investigates all available sources of credit and financial information
Prepares credit analyses to determine customers credit worthiness and ability to repay debt
Maintains high levels of service to loan administration and loan officers
Ensure attention to detail in the preparation of all work
Complete credit underwriting documents on varying levels of complexity, as needed
Provide guidance and credit training to all levels of Credit Analysts on a daily on-the-job training basis.
Who You Are
Requires a Bachelor's degree in Business, Finance, Accounting, or related field with minimum of 9 credit hours of accounting
Prior experience as a credit analyst in a financial institution, recommended but not required
Performs work under direct supervision
Handles basic issues and problems, and refers more complex issues to higher-level staff
Must be a self-starter and excel in time management
Strong analytical thinking skills and attention to detail
Basic accounting skills / knowledge
Able to multitask and manage multiple concurrent deadlines
Excellent interpersonal skills
Excellent oral and written communication skills
Knowledgeable of laws and regulations applicable to lending practices desired
Basic knowledge of different financial documents (tax returns, CPA prepared statements, government financials, non-profit financials, company prepared)
Able to read and understand general loan policy and procedures as it pertains to the credit analyst role
Completes work efficiently and effectively to ensure the accuracy and timely turnaround of credit requests assigned
Communicate with lending staff and direct manager to address any credit-related issues and resolve disputes
Proficient skills in Microsoft Office
Experience with financial spreading software, recommended but not required
If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply.
The Symicor Group
Posted Yesterday
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