Credit Analyst

Great Western Bank Shawnee , KS 66203

Posted 2 months ago

General Description and Essential Functions

Conduct credit investigations and analyze credit information pertaining to business and agriculture loans. Prepare reports as assigned.

  • Analyze and interpret financial statements including proforma and projections using trend analysis, ratio analysis, cash flow analysis, discounted cash flow analysis and industry averages, as well as macro/industry trends review. This could include working with the loan officer and/or the potential/present customer when necessary to obtain the needed data.

  • Review credits for document deficiencies and perfection while reviewing the financial condition of the firm. This includes making recommendations as to what documentation is required for potential loans.

  • Provide a written review of the details uncovered while analyzing the financial statements. This includes providing recommendations and concerns regarding the prospective/present customers.

  • Investigate potential or existing corporate borrowers by performing UCC Searches, Credit Reports, First Research Reports, Internet-based searches, and any other investigations which are necessary for the review of the credit.

  • Complete loan review of existing credits working closely with the respective loan officer to gain a comprehensive view of the customer, including on-site collateral inspections.

  • Generate monthly and annual reports on the loan portfolio as requested.

  • Respond to and resolve customer service requests according to Great Western policies in a prompt, efficient and courteous manner at all times.

Qualifications/Experience

  • Degree in Business, Finance, Accounting or related field preferred.

  • 1 - 2 years of Finance or Accounting experience.

  • Credit analysis, real estate banking or accounting experience preferred.

  • Must be detail oriented with strong math skills and customer service skills.

  • Demonstrate excellent verbal and written communications.

  • Strong PC skills (MS Word, Excel, Access, PowerPoint applications).

Job Expectations

  • Perform other job-related duties or special projects as assigned.
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Credit Analyst

Great Western Bank