WEX Inc. is a leading and growing global provider of payment processing, information management and fleet card payment solutions. We are passionate about providing payment solutions with unparalleled security and control for corporate purchasing and transaction monitoring needs. We hire people who share the same passion for continuous innovation and client service that is unparalleled in our industry. We are employee centric offering value-based incentives and generous compensation and benefits packages. If you are looking for a growing career - come be part of WEX today!
The Credit Analyst 2 position is a fast-paced, constantly evolving post that requires an individual with strong credit as well as customer service skills and one who embraces change. The Analyst must be able to produce quality work in a production and metric driven department and must have both excellent technical skills as well as intuition to make credit decisions that appropriately mitigate risk while maximizing revenue. Solid understanding of predictive credit scoring and risk models is required. The Credit Analyst 2 must be comfortable making complex decisions with little information and presenting difficult information to customers. Sound knowledge of commercial credit laws and regulations is required. This person must have a good understanding of credit policies and procedures along with the ability to think outside the box and devise innovative solutions to issues and process efficiencies.
Minimum Required Qualifications:
Demonstrated working knowledge of credit and banking laws and regulations
Strong working knowledge of Collateralization / Securitization, performance measures and management reports
Intermediate to Advanced skill working with credit scoring with advanced credit decision skills
Intermediate to advanced project management and process improvement skills.
Advanced skill interpreting commercial & consumer credit reports & data and using that information to make complex credit decisions with ability to assess risk on mid-sized to large accounts
Demonstrated accuracy & completeness in preparing & processing complex Risk Approval Worksheets that clearly recommend the action to be taken while highlighting the basis for the recommendation or decision
Demonstrated ability to maintain high customer service standards & handle escalated customer service issues
1-2 years experience with SQL and/or SaaS is required
Advanced computer skills with Microsoft Office Suite
Bachelor's Degree in Business preferred
Must pass a successful background investigation
At WEX, we reward innovation, hard work and excellence.
Dependent Life Insurance
Employee Assistance Program
Employee Referral Award Program
Extended Parental Leave
Flexible Spending Accounts (Medical and Dependent)
On Site Fitness Facility in South Portland location
Paid Time Off(PTO)
Short- and Long-Term Disability Programs
Equal Opportunity Employer/Vets/Disability