CRE Specialty Lending Consultant

Banner Bank Granite Bay , CA 95746

Posted 5 months ago

CRE Specialty Lending Consultant Opportunity Overview

This position can be located in either Granite Bay, CA or Bellevue, WA

As a CRE Specialty Lending Consultant with Banner Bank, you will be the expert on Commercial Real Estate for the Commercial Banking Division. You will be responsible for underwriting specific CRE transactions within a given market including structure, debt service coverage, loan to value and appropriate documentation. You will also stay abreast on CRE market conditions including values, lease rates, vacancy rates, and cap rates.

As a CRE Specialty Lending Consultant with Banner Bank you will have the opportunity to:

  • Partner with Commercial Relationship Manager on all requests greater than $1,000,000 secured by CRE.

  • Responsible for identifying all risks associated with specific transactions including mitigating factors including advance rates, debt service coverage (tenor, amortization); detail any policy exceptions.

  • Responsible for underwriting all NOORE originated by Commercial Banking greater than $1,000,000 and all OORE greater than $2,5000,000; which includes the completion of a detailed CRE specialty lending module which is part of the standard credit memorandum.

  • Analyzes all components of a CRE transaction including but not limited to: market, rents, leases and competition.

  • Responsible for review of appraisal, environmental, title, leases, rent rolls, operating statements, sales and purchase agreements and all other real estate-related documents.

  • Performs site inspections and client visits on new transactions and major construction projects.

  • Assist credit risk management on annual collateral risk assessment.


Education & Certifications

  • Bachelor's Degree in Business Administration or Real Estate required.


  • 8 years in Commercial Real Estate lending including underwriting, origination, and loan monitoring required.

Preferred Skills

  • Advanced knowledge of real estate underwriting and appropriate structuring to minimize risk.

  • Experience in underwriting all types of commercial real estate property types including special purpose.

  • Knowledge of real estate related documentation, title, leases and ownership structures.

  • Proven ability to work in a collaborative environment and on several transactions concurrently.

Total Rewards

  • Excellent compensation, plus bonus potential

  • Comprehensive employee benefits package, including medical, dental, vision, health and dependent daycare funds, life and disability protection

  • Paid vacation time, sick time and 10 company paid holidays

  • 401k (with up to 4% match)

  • Tuition reimbursement after 1 year of service

About Banner Bank

More than 125 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. Our focus on offering outstanding value is why Money Magazine named Banner the Best Bank in the Pacific Region of the U.S. in 2018. Likewise, our financial strength and stability are key reasons Forbes included us on the Best 100 Banks in America the past three years.

With more than $11 billion in assets and over 200 locations, in Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering solutions to help clients dream big and achieve more, we support employee volunteerism and donate millions of dollars each year to community organizations.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.


Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Banner Bank employee by a third party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

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CRE Specialty Lending Consultant

Banner Bank