CRE Portfolio Manager
What you'll do
As a CRE Portfolio Manager for Banner Bank, you will have the opportunity to:
Analyze and investigate credit and financial information on prospective and existing customers. Perform credit inquiries for the Bank and analysis of data provided by credit bureaus, other financial institutions, and Bank files. Provide loan documentation and support activities.
Prepare credit requests, modifications, and extensions within the portfolio. Provide credit and project analysis, risk assessments, summaries, and recommendations for CRE Relationship Managers on new and existing credits.
Responsible for the tracking and analysis of financial information of new, renewed, and existing loans. Monitor loan terms for covenant compliance on existing loans. Regularly establish, review, and update new and existing loan files. Ensure maintenance of the loan monitoring system.
Responsible for the management of financial information files to ensure current reports, statements, accounts receivable, and other information on customer accounts. Manage credit files to ensure receipt of current and accurate financial information, including tax returns, inventory, credit reports, financial statements, cash flows, and contingent liabilities. Responsible for all master file maintenance, quality, and the corresponding loan reviews.
Assist CRE Relationship Managers in establishing and maintaining proper documents related to the perfection of the Bank's lien position on loans secured by various collateral. Provide technical or advisory assistance to CRE Relationship Managers as requested.
Perform site visits of existing and potential projects as necessary.
Responsible for (in conjunction with CRE Relationship Manager) managing portfolio priorities, including reporting issues, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up performance, covenant compliance, and the appropriateness of ongoing risk ratings).
Responsible for complying with policies, procedures, security requirements, and government regulations. Ensure adherence to company and credit policies, auditing procedures, and department goals and standards. Ensure compliance of the Bank's credit policies.
Who you'll work with
You will assist CRE Relationship Managers in commercial real estate loan activity and the underwriting and funding of loans. You will develop and analyze credit information and prepare credit offerings, working closely with CRE Relationship Managers, Credit Administration, and Loan Administration to close transactions originated by the CRE Relationship Manager. You will prepare credit write-ups, furnish information relative to credit inquiries, and provide assistance to CRE Relationship Managers and Credit Administration. You will monitor borrower financial information, including inventory reporting, covenant compliance, maturities, and delinquencies, and provide accurate assessments of ongoing financial stability. You will manage a CRE portfolio of borrowing clients with responsibility for portfolio quality.
What Banner offers
Excellent base salary and bonus potential
Comprehensive employee benefits package, including medical, dental, vision, health and dependent daycare funds, life and disability protection. Benefit eligibility begins the first of the month after your start date.
Paid vacation time, sick time and 10 company paid holidays
401k (with up to 4% match)
Tuition reimbursement after 1 year of service (up to $5,250)
Banner Bank is an Equal Opportunity Employer
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.
NOTICE TO RECRUITMENT AGENCIES:
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Banner Bank employee by a third party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.