Corporate Banking Associate--Energy

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people's success - today and tomorrow.

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment - investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News' Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate's 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.

Our Expertise

Texas Capital's energy corporate and investment banking services offer a full range of banking capabilities. We have built a team with deep industry knowledge, experience and relationships to support an industry that requires a specialized approach. Our dedication to the energy sector reflects our long-term commitment to serving the leading clients in the industries that are important to the Texas economy. Our integrated corporate and investment banking team is comprised of experienced professionals dedicated to the Energy sector including upstream, minerals and royalties, midstream, and water handling, as well as emerging opportunities in CleanTech and Energy-adjacent subsectors. We provide value to clients by utilizing our technical expertise, with specialists in geology and engineering, to support transactions broadly including all capital formation as well as advisory services. Our experienced professionals, technical perspectives and market strategies enable us to bring clients a broad range of innovative financing and strategic solutions, with decisions made here in Texas to support clients across the energy sector.

Brief Overview of Position

A Corporate Banking Associate will have 3 to 5 years of corporate banking experience, ideally within the Energy sector, and help drive Texas Capital's financial results by supporting Senior Coverage Bankers in their efforts to identify opportunities and deepen relationships. Corporate banking focuses primarily on the origination and structuring of secured corporate loans, including cash flow and reserve based loans (RBLs), and the syndication thereof with Texas Capital in an Admin Agent role. Corporate Banking is responsible for delivering Texas Capital's extensive Treasury Management platform and risk management products and services. Corporate Banking relationships help to deliver the Bank's full range of services relevant to their financing and strategic development including advice on Institutional Term Loan Bs, Private Credit Term Loans, First Out Facilities, First-lien/Second-Lien Facilities, High Yield Bonds, Private Placements, etc.

This role will report to the Energy Team Staffer and will be accountable to deliver best-in-class experiences and comprehensive financial solutions to clients and prospects.

We are seeking qualified candidates with a passion for a long-term career in banking and the following core competencies

Responsibilities

• Responsible for preparing client presentations and engaging in client and prospect calls in support of Senior Coverage Bankers, with front-line activities comprising ~50% of the Associate's workday.

• Progressively take on increased responsibilities on live transactions and participating in business development under the guidance of senior group members.

• Engage with customers as needed to obtain items needed for documentation.

• Monitor transactions in the pipeline from prospecting phase through closing, both internally and externally.

• Review and finalize diligence lists and questions prior to meetings.

• Evaluating and analyzing the financial needs of corporate clients, including performing comprehensive financial statement analysis and the creation and maintenance of financial models, supporting the team in determining advisory and financing solutions for our clients and prospects.

• Responsible for coordinating and reviewing analyst prepared screening memos, underwriting documents, term sheets and return models to streamline the credit approval process.

• Provide underwriting bandwidth during high growth periods especially on complex transactions.

• Assist Portfolio Managers with renewals and reviews of existing portfolio.

• Contribute to the overall success of the team ensuring specific individual goals, plans, and initiatives are executed / delivered in support of the team's business strategies and objectives.

• Ensure all activities conducted are in compliance with governing regulations, internal policies and procedures.

• Actively contribute to a high performance and inclusive work environment.

• Assist in recruiting, coaching, and mentoring junior colleagues.

Qualifications

• Bachelors or Masters degree in business (Finance, Accounting, Math, Economics, etc.) or other relevant degree.

• 3 to 5 years of experience in Banking, Corporate or Investment Banking preferred or other relevant experience.

• Effective team player with ability to work in a fast-paced, highly collaborative environment. Flexible to demands of work and viewed as a valuable team resource.

• Demonstrated ability to quickly adapt to new situations and short deadlines.

• Independent thinker and proven ability to take initiative and make decisions.

• Strong quantitative skills focused on financial analysis, accounting and financial theory.

• Exceptional writing, interpersonal and communication skills.

• Strong Analytical skills - critical thinking, data and information analysis, research, and problem solving.

• Experience collecting, consolidating, and interpreting company and industry data

• Strong knowledge and application of Credit Underwriting (i.e., cash flow models, financial spreads, and credit packages).

• Strong knowledge of banking suite of products and services.

• Strong utilization of Salesforce and MS Office products including Outlook, Excel, and PowerPoint in order to produce reports, correspondence, and presentations

• Ability to produce reports, correspondence and presentations using Salesforce and Microsoft Office including Outlook, Excel and PowerPoint.

• Obtain and maintain required FINRA registration and licensing appropriate to your functions and responsibilities.

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.