The Corporate Banking Portfolio Manager is responsible for the active management of a portfolio of exposure to Municipal and Government Clients. Supports relationship managers in providing timely and creative responses to customer and prospect credit needs. Partners within and outside the division to retain and expand existing relationships and win new ones. Provides specialized support in credit transaction structuring since much of the financing extended will be tax-exempt in nature.
Underwriting municipal and governmental entities credit exposure
Managing assigned credit portfolio
Monitoring credit risk within that portfolio, which includes:
Timely preparation of annual reviews
Periodic monitoring of covenant compliance
Timely spreading and review of financial statements upon receipt
Identifying industry trends that create risk for the bank or for the customer
Documenting credit actions and timely preparation of credit write-ups
Addressing policy and documentation exceptions.
Generation of term sheets and negotiation of loan/credit transaction
Responding to prospect or customer credit questions
Conducting pricing analysis for credit risk incurred to help maintain the bank's
profitability return objectives
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Bachelor's degree, or equivalent work experience
Seven to ten years of commercial lending experience with exposure to commercial credit deals
Extensive knowledge of commercial lending and credit standards, policies, procedures and products
Excellent relationship management and business development skills
Strong analytical and problem-solving skills
Excellent presentation, verbal and written communication skills
Well-developed negotiation and networking ability