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Consumer Loan Underwriter - Auto Loans

Expired Job

Accountemps Tallahassee , FL 32301

Posted 3 months ago

Accountemps has an immediate need for a Consumer Loan Underwriter. This is a temporary to hire position for a well-known and established lender in the Tallahassee area.

The Consumer loan Underwriter will be mainly working with auto loans. The responsibilities of the position are as follows: 1. Will perform job duties in accordance with policies established by the Board of Directors under the rules and regulations set by the NCUA, CFPB, FCRA, the State of Florida and any applicable State laws for financial centers located in other States. 2.

Determine and document acceptable compensating factors for approving loan requests and rate concessions beyond the automated system approval within designated lending authority. Consistently apply prudent lending principles as well as exercise sound judgment and decision-making skills. 3. Ensure that layered credit risk is managed through structuring loan conditions, (requiring additional collateral, additional co-makers, reducing loan terms, increasing down payments or lowering loan amounts) in loans. 4.

Consult with management as required to provide feedback and to make recommendations on new products, rates, underwriting standards and loan policy changes. 5. Provide consultative resources to help members develop a solid credit profile by communicating financial alternatives, flexible rates and payments, and payoffs when necessary. 6. Proactively seek out additional lending opportunities and cross sales when evaluating loan requests. 7.

Complete periodic credit reviews and using that information to cancel or extend credit limits. 8. Receive acceptable ratings for loan quality from regulatory examinations. 9. Provide high quality and timely service to all internal members, external members and sources of business and serve as a lending coach/mentor to FSO?s and FC Managers. 10.

Performs other related duties as assigned in accordance with company?s policies and procedures. What we are looking for: - 3+ years of consumer lending and consumer underwriting experience

  • Must have experience with auto loans and other consumer loans

  • Experience with full consumer loan process including origination, credit analysis, risk, collections and servicing is a huge plus

  • Experience in various banking and lending systems For immediate consideration for this Loan Underwriter position, or other Finance or Accounting positions in the Tallahassee area, please apply to this posting and email an updated resume to . Accountemps matches highly skilled professionals with accounting finance jobs at the best companies on a temporary and temporary-to-hire basis. Our mission is to provide you with a rewarding finance or accounting job that is well matched to your professional skills ? helping you to advance in your career.

    Our experience, combined with the resources of our worldwide network of offices, makes Accountemps a great resource for your career. We offer excellent opportunities to find temporary accounting and finance jobs for all experience levels. From accounting clerks and bookkeepers to accounts payable and staff accountants, we can provide you unparalleled access to exciting career opportunities.

    But don't take our word for it. Our company once again was named to FORTUNE magazine's list of "World's Most Admired Companies" and was the highest-ranked staffing firm (March 1, 2016), and 9 out of 10 of our customers would recommend our service to a colleague. Equal Opportunity Employer M/F/Disability/Veterans

Requirements
What we are looking for: - 3+ years of consumer lending and consumer underwriting experience

  • Must have experience with auto loans and other consumer loans

  • Experience with full consumer loan process including origination, credit analysis, risk, collections and servicing is a huge plus

  • Experience in various banking and lending systems

Employment Type: Temporary-to-full-time



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Consumer Loan Underwriter - Auto Loans

Expired Job

Accountemps