Consumer Loan Doc Prep Specialist

First Financial Bank

Job Description

Job Title

Consumer Loan Document Prep Specialist

Status

Non-Exempt

Reports To

Indirect Lending Processing Manager

Summary

Prepares consumer loan documents for Retail lenders. Performs various related duties to ensure accuracy and completeness of loan documents. Requires basic knowledge of the Bank's credit policies as well as state and federal laws and regulations pertaining to consumer lending. All other ancillary duties as assigned.

Typical Job Entry Requirements

(To perform this job successfully, an individual must be able to perform each essential job duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required.)

• High School Diploma/GED and minimum 2-years prior banking experience.

• General knowledge of consumer lending procedures, laws, and regulations

• Strong computer proficiency including but not limited to word processing and spreadsheet software programs.

• Effective communication skills in both direct and indirect mediums including email and voicemail.

• Strong analytical and communication skills both written and verbal.

• Prior banking experience with a good understanding of bank products and service with prior loan experience preferred.

• Prior experience with Finastra's LaserPro software preferred.

• Ability to assess and solve problems.

Primary Activities

(Essential duties and responsibilities include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.)

• Perform appropriate analytical actions required to produce consumer loan documents effectively, consistently, and accurately with the correct terms and conditions and ensure they follow company policies and procedures.

• Organize time and loan requests to maximize efficiency to deliver documents in a timely manner prior to the requested deadline.

• Analyze all loan packages for missing or incomplete documentation.

• Communicate effectively with loan officers as needed to complete quality loan documents.

• Maintains quality, quantity and accuracy standards as established.

• Handle all other duties as assigned.

• Aids other department members as needed.

Competency/Skill Level

(The behaviors, knowledge, and motivations important to success in the job.)

• Written and Oral Communication skills

• Initiative

• Customer Service Orientation

• Problem Assessment and Solving skills

• Detail Oriented

• Analytical and Organizational skills

• Innovation

• Self motivated/hard worker

Key Behaviors

• Provides Proper Telephone Etiquette to Internal/External Customers

• Services Internal/External Customer Requests/Inquiries

• Reviews Required Documentation for Accuracy and Completeness

• Personal Development as Established with Manager

Bank Secrecy Act

• Maintain sufficient knowledge and understanding of the Bank Secrecy Act, Anti-Money Laundering/Anti-Terrorist Financing/PATRIOT Act and OFAC regulations.

• To be able to fulfill applicable requirements and responsibilities under the bank's related policies and programs.

Critical Job Elements

(Essential duties and responsibilities include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.)

• Generally good working environment with little exposure to noise, extreme temperatures, or other adverse factors.

• Limited physical effort required.

• Above average physical effort of hand and eye coordination, and dexterity of hand and fingers to work efficiently and accurately.

• Above average mental effort consisting of complexity of decision making, concentration and memory.

• Above average amount of pressure to work efficiently and accurately.