Consumer Lending Specialist

Springleaf Onemain Philadelphia , PA 19107

Posted 3 weeks ago

Your Impact

At OneMain, Consumer Lending Specialists empower customers listening to their needs and providing access to friendly, fast and affordable financing for life's expenses. In this position, you will have the opportunity to change lives on a daily basis while developing valuable skills that elevate your career.

About You

  • You are motivated, goal orientated, and enthusiastic

  • You believe in a workplace that fosters growth opportunities for those who are willing to earn them

  • You have exceptional communication and follow-up skills

  • People find you engaging and outgoing

  • You thrive in a fast-paced environment

  • You're willing to listen and learn, building sales competencies and strategies that can help you advance your career

In the Role

  • You will develop new relationships and business, working with customers from their initial evaluation to close, keeping in touch with them throughout the loan process and sales cycle

  • You will be a team player, and meet great people and mentors who can help you succeed and thrive in a lucrative profession

  • Based on their inquiries (online or through customer service), you will talk with customers and offer them financial solutions that meet their goals

  • You will learn how to succeed in a flourishing industry and build credit underwriting techniques and sales tools

  • You will educate customers on the terms and conditions of their loan to ensure a clear understanding and manage collections activities, when necessary

  • You will comply with company guidelines and procedures

Other Requirements

  • Bachelor's degree or some college preferred

  • Relevant work experience in sales or customer service a plus

  • Valid Driver's License and Reliable Transportation is strongly recommended

  • Bilingual (Spanish Preferred)

OR

  • HS Diploma/GED; and

  • Over one year of full-time, relevant work experience

  • Sales experience (e.g. retail sales, positions with sales goals, commission sales, account executive); or

  • Management or supervisory experience in a sales or services field

Starting your career with OneMain, you have the potential to earn an annual salary plus incentives, with licensing requirements. We offer robust training programs and opportunities to advance your career to leadership roles, such as Branch Manager and District Manager. OneMain team members benefit from competitive pay and sales-driven incentive programs, relocation benefits, health, dental, vision, 401K, profit sharing, paid time-off, paid volunteer time, tuition reimbursement and much more. Our team members work in a collaborative manner to support one another to create a great work environment.

Take the first step toward a challenging and rewarding career at OneMain! Apply now!

About Us

As one of the nation's largest consumer finance organizations, OneMain serves more than one million customers with personal loans, automobile loans, and other credit-related products.

Key Word Tags

Sales, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) and Affirmative Action (AA) employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identify, national origin, age, marital status, protected veteran status, or disability status.


icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Chase Consumer Banking (Market Expansion) Greater Philadelphia Sr Home Lending Advisor Philadelphia PA

Jpmorgan Chase & Co.

Posted 3 weeks ago

VIEW JOBS 11/19/2019 12:00:00 AM 2020-02-17T00:00 Chase Consumer Banking (Market Expansion) Greater Philadelphia - Sr Home Lending Advisor - Philadelphia, PA Req #: 190074484 Location: Philadelphia, PA, US Job Category: Relationship Management/Sales Job Description: You're a great listener and a natural relationship builder. You enjoy interacting with people and helping them while building lasting relationships – in fact you thrive on it. You have a knack for finding creative solutions to everyday challenges and love helping people's home ownership dreams come true! Join us as a Sr. Home Lending Advisor and apply your exceptional people skills to shape the customer home buying and refinancing experience on our Consumer Branch team. Customers and potential customer leads are connected to Sr. Home Lending Advisors through comprehensive needs based promotion and marketing of home loan products to clients inside and outside the branch footprint, and develop and work with centers of influence to expand your customer base. As a Sr. Home Lending Advisor, you will be required to deliver strong results in home lending products, and demonstrate strong interpersonal skills as well as provide exceptional service throughout the sales process. You will serve as customer's chief point of contact throughout the life of the loan adhering to all regulatory requirements while marketing and promoting the financial products offered by Chase. The Sr. Home Lending Advisor is responsible for serving as the home lending specialist at the branch by coaching and mentoring the branch team and providing training on products and services. You will work hand-in-hand with bankers, meeting with their customers and introducing new clients to bankers for additional products and services. All of you working as a team will create an outstanding customer experience by utilizing centrally managed direct mail, media advertisements, cross-sell efforts, relocation programs, statement programs, Chase.com, electronic newsletters, outbound lead sourcing, and other marketing efforts. This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements. In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter. Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. Further information about NMLS and registration requirements of registration can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx. * Minimum three years of mortgage lending, proven sales experience in retail banking required * Bachelor's degree or equivalent work experience in sales and/or real estate preferred * Marketing, promoting, relationship building and consulting skills preferred * Intermediate PC skills in a Windows environment preferred * FHA/VA sales experience preferred * Excellent written and oral communication skills * Knowledge of real estate market in local area * Knowledge of FHA, VA, FNMA, and FHLMC guidelines * Internal: Ability to develop a strong partnership with the assigned retail branches to promote mortgage loan originations (in footprint territories), and can function well within formal and dotted-line reporting relationships * External (Customer): Build role as the internal and external mortgage expert; builds and maintains good relationships with customers; and exhibits consultative skills to provide recommendations based on financial analysis and expertise, product knowledge, and knowledge of the customer's financial needs, goals, and circumstances Jpmorgan Chase & Co. Philadelphia PA

Consumer Lending Specialist

Springleaf Onemain