Consumer Credit Senior Associate

Wells Fargo Tempe , AZ 85280

Posted 2 weeks ago

Job Description:

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

As the company's second line of defense, Corporate Risk - or Independent Risk Management - provides independent oversight of risk-taking activities. Independent Risk Management establishes and maintains Wells Fargo's risk management program and provides oversight, including challenges to and independent assessment of, the frontline's execution of its risk management responsibilities. We manage risk according to the Risk Management Framework and ensure all employees understand their individual accountability for managing risk. Corporate Risk roles depend on a variety of skills, including: Data analysis and synthesis, root cause analysis, change management, process management & execution, risk governance, risk strategy, risk identification & assessment, risk prevention, controls & mitigation, risk monitoring, reporting & escalation, risk systems & technology.

Consumer Credit Services (CCS) Risk Management is looking for an experienced Credit Portfolio Consultant to support collections strategy & analytics, reporting and strategy implementation. This includes using analytics and other tools to re-develop and monitor collections and recovery strategies, provide collections oversight and be able to explain the impact of collections performance on delinquency trends as well as working with operations teams to implement operational best practices via test and control approaches.

Qualified candidates must have excellent communication skills, high degree of initiative, strong partnering and interpersonal skills, solid project/process management skills, as well as critical analytical thinking and SAS coding skills. Qualified candidates must also possess a results driven attitude committed to quality work.

Responsibilities may include (but are not limited to):

  • Develop robust and consistent reporting and monitoring capability to track Collections performance across CCS through the Portfolio Quality Review process

  • Drive Collection risk management contact strategies including segmentation, contact communciation optimization and channel feasibility

  • Provide analytics to help improve Collections efficiency and effectiveness and make recommendations to senior management

  • Provide analytics to help understand how our Collections strategies are impacting our portfolio

  • Extraction and compilation of data from various sources

  • Perform analysis and reporting to support management decision-making and strategic objectives with quantitative approaches

  • Work collaboratively and effectively with multiple teams including Collections Operations and Risk Management Loss Forecasting

  • Present results and recommendations to senior management

Locations: Charlotte, NC; Irving, TX; West Des Moines, IA; Minneapolis, MN; Phoenix, AZ; and St. Louis, MO

Required Qualifications

  • 5+ years of experience in risk role

Desired Qualifications

  • 5+ years of experience with SAS or SQL, or other data management, reporting and query tools

  • Credit risk experience

  • A BA/BS degree or higher in business or finance

  • Experience with strategy development and implementation

  • Experience articulating a complex problem, design, or build strategy

  • Ability to develop and integrate data driven and analytical decision making for product and service operational activities

  • Experience in gathering, analyzing and interpreting large datasets

  • Ability to think creatively to find innovative solutions to complex analytical questions

  • Advanced Microsoft Office (Outlook, Excel, Word, PowerPoint, LiveMeeting and SharePoint) skills

Other Desired Qualifications

  • A Master's degree or higher

  • Ability to manage multiple priorities and complete projects on time

  • Must be able to learn and work independently while managing time and priorities efficiently

  • Good verbal communication, written documentation and presentation skills

Job Expectations

  • Ability to travel up to 5% of the time

Street Address

NC-Charlotte: 401 S Tryon St

  • Charlotte, NC

TX-Irving: 5000 Riverside Drive

  • Irving, TX

IA-West Des Moines: 7001 Westown Pkwy

  • West Des Moines, IA

MN-Minneapolis: 600 S 4th St

  • Minneapolis, MN

AZ-Tempe: 1150 W Washington St

  • Tempe, AZ

MO-Saint Louis: 1 N Jefferson Ave

  • Saint Louis, MO

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.Relevant military experience is considered for veterans and transitioning service men and women.Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary

Benefits

Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.

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Consumer Credit Senior Associate

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