Consumer Credit Senior Associate (Auto Originations)

Wells Fargo Phoenix , AZ 85002

Posted 2 months ago

Job Description:

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

As the company's second line of defense, Corporate Risk - or Independent Risk Management - provides independent oversight of risk-taking activities. Independent Risk Management establishes and maintains Wells Fargo's risk management program and provides oversight, including challenges to and independent assessment of, the frontline's execution of its risk management responsibilities. We manage risk according to the Risk Management Framework and ensure all employees understand their individual accountability for managing risk.

Wells Fargo Auto Originations Credit Risk Strategy team is looking for a Consumer Consultant Senior Associate for supporting Acquisitions Credit Risk Strategy.

Responsibilities may include (but not limited to):

  • Perform complex and in-depth analysis to gain insight from data mining and other statistical/quantitative processes

  • Recommend strategy/process/policy improvements relevant for all credit risk originations teams based on analysis, regulatory requirements, and business partner initiatives to Senior Management and business partners

  • Identify and execute against strategic opportunities to support the ongoing refinement of credit policy and business operational efficiency

  • Demonstrate a team approach while taking a leading role in achieving results that meet business needs and regulatory requirements

  • Collaborate with internal business partners on implementation of the policies, process improvements and strategies.

  • Effectively communicate analysis results and strategy recommendations to business partners and senior management.

Required Qualifications

  • 5+ years of experience in risk role
  • 1+ year of SQL or SAS experience

Desired Qualifications

  • A BS/BA degree or higher

  • A Master's degree or higher in a quantitative discipline

  • Excellent verbal, written, and interpersonal communication skills

  • 4+ years of SQL or SAS experience

Other Desired Qualifications

  • 4+ years in an analytical role related to credit risk with a demonstrated analytical and quantitative problem solving skills

  • A strong data management skill with superior programming skills in SAS/SQL

  • An understanding of credit and loss mitigation from a full cycle perspective, including testing and controls.

  • Understanding of both analytic/scored and judgmental decisioning environments

  • Relationship building and ability to drive decision making through a consensus building approach

Street Address

NC-Charlotte: 1525 W Wt Harris Blvd

  • Charlotte, NC

AZ-PHX-Central Phoenix: 100 W Washington St

  • Phoenix, AZ

AZ-PHX-Northwest Phoenix: 2222 W Rose Garden Ln

  • Phoenix, AZ

IA-Des Moines: 206 8th St

  • DES MOINES, IA

IA-West Des Moines: 7001 Westown Pkwy

  • West Des Moines, IA

MN-Minneapolis: 600 S 4th St

  • Minneapolis, MN

MN-Minneapolis: 2701 Wells Fargo Way

  • Minneapolis, MN

MN-Saint Louis Park: 435 Ford Rd

  • Saint Louis Park, MN

NC-Charlotte: 128 South Tryon Street

  • Charlotte, NC

NC-Charlotte: 301 S College St

  • Charlotte, NC

NC-Charlotte: 401 S Tryon St

  • Charlotte, NC

SC-Fort Mill: 3480 State View Blvd

  • Fort Mill, SC

NY-New York: 150 E 42nd St

  • New York, NY

NJ-Summit: 190 River Rd

  • Summit, NJ

TX-DAL-Downtown Dallas: 1445 Ross Ave

  • Dallas, TX

TX-Irving: 250 E John Carpenter Freeway

  • Irving, TX

TX-Plano: 4975 Preston Park Blvd

  • Plano, TX

MO-Saint Louis: 1 N Jefferson Ave

  • Saint Louis, MO

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.Relevant military experience is considered for veterans and transitioning service men and women.Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary

Benefits

Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.

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Consumer Credit Senior Associate (Auto Originations)

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