Construction Loan Underwriter

Idaho Central Credit Union Chubbuck , ID 83202

Posted 2 months ago

Overview

  • Would others describe you as a resourceful solution seeker?
  • Do you enjoy working with other people and finding solutions when everyone else only sees problems?
  • Are you compelled to initiate action and remain proactive in getting things done?
  • Do you take pride in the work you accomplish?
  • Does success motivate you to want to do more and be better?
  • Can you handle multiple projects at the same time and smile?

If you can answer yes to these questions, Idaho Central Credit Union may have an opportunity ideally suited for you.

As a Construction Loan Underwriter your primary objective is to underwrite residential construction and land loans and assist Construction Loan Officers on all construction mortgage loan files from applicationtofunding.

Responsibilities

Risk management; with limited direction review and underwrite residential construction loans to determine whether they fit credit union, mortgage insurance and other 3rd party guidelines. Approving loans within assigned limits.

Manage construction loan files including builder plans and specs, resumes, builder experience, etc. May include processing construction loans, ensuring all required documentation is in the file and accurate. Send all required disclosures following RESPA and Fair Lending requirements.

Troubleshoot and help work out problems with the building projects. Assist Construction Loan Officers with obtaining necessary required items prior to closing. Process denied and withdrawn construction loan applications.

Assist with various construction loan duties as required. Additional duties as assigned.

Qualifications

Bachelor's Degree or equivalent experience. Requires at least 1 year of loan underwriting experience, construction experience being preferred.

Excellent communication and people skills with an eye for detail. Have the ability to work under pressure and multi-task in an organized manner.

Must take pride in department by processing loans in a timely and efficient manner with a high attention to detail. Must be professional and courteous in manner, with a focus on attendance, quality and quantity of work performed. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union.

Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.). Sit for extended periods of time. Lift 20-40 pounds of office supplies (copy paper, computer paper, mail, etc.). Repetitive motion using wrists, hands, and fingers.

Reach keyboards. Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc.).

Must be eligible for membership at Idaho Central Credit Union to obtain employment.

EOE/Minorities/Females/Vet/Disability

Idaho Central Credit Union is a dynamic financial institution that is focused on helping our members achieve financial success. Established in 1940 we have become the largest and fastest growing financial institution in the state of Idaho.

ICCU was voted for large companies the Best Place to work in Idaho. We have also been named by S&P Global Market Intelligence as the top performing credit union in the nation. We are a talent based organization looking for talented individuals to help our members achieve financial success.



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Construction Loan Underwriter

Idaho Central Credit Union