Compliance Manager: Hmda/Fair Lending

Zillow Seattle , WA 98113

Posted 2 months ago

About the team

In connection with Zillow Group's agreement to acquire Mortgage Lenders of America (announced in August 2018), a loan origination business, Zillow Group is building out an elite compliance team to support the complex compliance requirements of a growing and innovative mortgages marketplace.

About the role

In this role, you will lead a variety of tasks related the development, implementation and management of our Home Mortgage Disclosure Act and Fair Lending compliance programs. You will have exceptional attention to detail, an ability to handle deadlines and effectively prioritize, and a strong command of HMDA, fair lending and UDAAP regulatory requirements as they apply to a loan origination business. In this role you will:

  • Maintain up-to-date knowledge of regulations and industry trends to develop and improve upon controls to identify and monitor fair and responsible lending

  • Build, maintain, audit, and electronically submit the company's HMDA LAR in accordance with updated CFPB rule making

  • Utilize technical analytical tools and resources to analyze statistical regression analyses, and interpret data to monitor risk in pricing, redlining, underwriting, and other areas in compliance with our Fair Lending policy and applicable laws and regulations

  • Review policies, procedures, and practices to identify and assess fair lending risks

  • Develop and manage controls related to loan pricing and underwriting exceptions

  • Assist in researching and responding to fair lending complaints

  • A pply appropriate risk mitigation measures, and prepare appropriate documentation of all research analysis in accordance with recordkeeping guidelines

  • Coordinate with business divisions to provide understanding of fair and responsible lending regulatory requirements

  • Assist in preparation for audits and examinations

Who you are

  • Shown ability to work in a fast-paced environment; comfortable running a large volume of work with a strong results focus

  • Knowledge of fair lending laws and regulations (e.g., HMDA/Regulation C, ECOA/Regulation B, UDAAP, and FHA)

  • Direct experience in developing fair and responsible lending analytics and analysis

  • Experience working directly in the financial technology industry is a plus

  • 3+ years HMDA or Fair Lending compliance-related experience

  • CRCM preferred

Get to know usZillow Group houses a portfolio of the largest and most vibrant real estate and home-related brands on the web and mobile. Our mission is to build the largest, most trusted and vibrant home-related marketplace in the world.

Zillow Group is owned, fueled and grown by innovators who help people make better, smarter decisions around all things home. We encourage one another at every level, and our efforts are supported by employee-driven, world-class benefits that enable us to enjoy our lives outside the office while building fulfilling careers that impact millions of individuals every day.

Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. Therefore, we provide employment opportunities without regard to age, race, color, ancestry, national origin, religion, disability, sex, gender identity or expression, sexual orientation, or any other protected status in accordance with applicable law. If there are preparations we can make to help ensure you have a comfortable and positive interview experience, please let us know.

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Compliance Manager: Hmda/Fair Lending