Community Reinvestment Act Mortgage Loan Originator - Multiple Locations

US Bank Denver , CO 80208

Posted 1 week ago

Originates Community Reinvestment Act (CRA) loans in an assigned metropolitan territory. Develops referral relationships with realtors, builders, bankers, and other sources for the purpose of originating residential loans through ongoing sales efforts. Takes mortgage applications, conducts preliminary underwriting reviews, and submits loan applications to processing. Remains the front line contact with customers and realtors for follow up documentation needed to approve and close loan. Informs customers of other products and services that meet their needs. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Incumbents are expected to spend a minimum of 50% of their time conducting their activities away from U.S. Bank locations.

This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

Basic Qualifications

  • High school diploma or equivalent

  • Minimum one year of mortgage, sales, real estate, or banking experience

  • Ability to travel

Preferred Skills/Experience

  • Well-developed sales ability

  • Thorough understanding of the Community Reinvestment Act

  • Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies

  • Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience

  • Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)

  • Ability to work independently

  • Ability to analyze financial information

  • Excellent verbal and written communication skills

  • Fluent in Korean, Spanish and/or Vietnamese

icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
OFP Mortgage Loan Originator Multiple Locations

US Bank

Posted 2 months ago

VIEW JOBS 7/2/2020 12:00:00 AM 2020-09-30T00:00 Originates mortgage loans in an assigned out of footprint (OFP) territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment. Basic Qualifications * High school diploma or equivalent * Minimum one year of mortgage, sales, real estate, or banking experience * Ability to travel Preferred Skills/Experience * Well-developed sales ability * Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies * Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors * Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) * Ability to work independently * Ability to analyze financial information * Excellent verbal and written communication skills US Bank Denver CO

Community Reinvestment Act Mortgage Loan Originator - Multiple Locations

US Bank