Community Development Loan Officer - Seattle, WA

Keybank National Association Seattle , WA 98113

Posted 2 weeks ago

Location:

1920 1st Avenue South

  • Seattle, Washington 98134

Job Summary

The Community Development Mortgage Loan Officer (CDLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home lending solutions that meet their needs and financial objectives. The CDLO is expected to develop referrals as a means to grow Key's home lending business and client base. The CDLO is expected to meet or exceed established sales goals while maintaining high standards of client satisfaction and loan quality.

Responsibilities

  • Prospects home lending business to build and develop new client loan originations and relationships and new originations. This can include developing internal referral relationships as well as developing external centers of influence to refer home lending opportunity

  • Originate and process 1-4 family residential real estate mortgage transactions in accordance with Home Lending process and product guidelines.

  • Responsible for gathering documents at the time of registering a loan and is expected to remain, the primary point of contact for the client during the duration of the loan process.

  • This person is to maintain high standards of client satisfaction and quality, ensure sales/originator systems and workflows are efficiently controlled.

  • Develops and maintains in-depth knowledge of products and services as well as knowledge of competitors and competitive products while serving as the subject matter expert within the market.

  • Maintains proficiency on sales/originator systems and develop and maintain efficient workflows.

  • Keeps informed of trends and developments in the real estate market and mortgage industry.

  • Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice

  • Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key.

Education Qualifications

  • Bachelor's Degree Business related field or equivalent experience (preferred)

Experience Qualifications

  • 3+ years Experience as a loan officer in 1st mortgage production. ()
  • 3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate and finance laws ()

Mortgage Loan Officer/Loan Officer (MLO/LO) Classification

Employees in this position are required to comply with all rules and regulations of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act). Employees hired or transferring into this position will need to meet the qualification requirements, in Key's sole discretion, under Reg. Z, prior to acting as a loan originator in a consumer credit transaction secured by a dwelling. Qualification requirements include but are not limited to an assessment of overall financial responsibility, character, and general fitness through review of a criminal background check, credit report, and information about any administrative, civil, or criminal findings by any government jurisdiction.

Tactical Skills

  • Excellent communication skills both written and verbal

  • Demonstrated strong customer service skills

  • Proficient in sales and service skills; including tele-consulting, prospecting, networking and COI relationship management.

  • Strong financial acumen

Personal Skills

  • Emotional Intelligence: Describes the concepts and underlying tenets of emotional intelligence (EI) as a skill and cites examples as to the impact of EI on business results

Practical Skills

  • Business Acumen: Works to understand the business priorities of internal and external clients and can describe relevant profitability drivers and considerations

  • Oral & Written Communication: Develops a clear, complete understanding of needs and problems through careful listening, probing, reflecting, and summarizing; conducts discussions that are sincere and fully expressed

Core Competencies

  • All KeyBank employees are expected to demonstrate Key's Values and sustain proficiency in identified Leadership Competencies.

Physical Demands

  • General Office
  • Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.

Driving Requirements

  • May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid driver's license required.

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.


icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Community Manager Oregon 42 Housing Available (Seattle WA)

The Conam Group

Posted 2 days ago

VIEW JOBS 11/25/2022 12:00:00 AM 2023-02-23T00:00 <p>WHO WE ARE:</p><p>CONAM Management Corporation is part of The CONAM Group, a multi-family property investment, and management firm established in 1975 that specializes in conventional and affordable housing. We span across 12 states with 11 regional offices that employ a team of 1500+ energetic associates... and we're growing!</p><p>We recognize the value of our office staff; we are always looking for Community Managers. If you possess a customer-focused mindset, have the ability to oversee or be a part of the daily operations and management of a multi-family residential community, and want to be a part of our company's growth, we want to hear from you!</p><p>WHAT WE ARE LOOKING FOR:</p><p>We are looking for a Community Manager who is ready to provide great leadership for our team at Oregon 42, located in the vibrant West Seattle Junction, and offers the perfect combination of convenience and luxury for our team and residents.</p><p>This position is Full-Time | Monday through Friday 9:00 am to 6:00 pm | Hourly is up to $30 - DOE | Full Benefits and Bonus Program eligible | Housing is optional and available if needed!</p><p>WHY YOU ARE THE PERFECT FIT:</p><ul><li><p>You bring experience with affordable housing/tax credit and/or conventional properties</p></li><li><p>You bring a minimum of 2-3 years of experience managing an apartment community</p></li><li><p>You have a good working knowledge and have the ability to perform professional-level leadership and customer service skills</p></li><li><p>You have prior knowledge and or experience in interior and exterior renovation</p></li><li><p>You have the ability to create and maintain financials, budgets, and reporting</p></li><li><p>You possess good communication skills both, verbal and written</p></li><li><p>You have a passion for helping others</p></li><li><p>You have a strong knowledge of MS word, excel, and outlook</p></li><li><p>You ideally have experience in Yardi and/or MRI</p></li><li><p>You must possess a valid driver's license and proof of automobile liability insurance coverage</p></li></ul><p>WHY YOU WANT TO WORK HERE:</p><p>CONAM Management Corporation is an experienced, full-service real estate and property management firm that has been in the business for over 40 years. The company has earned its reputation as an industry leader through its commitment to excellence and high ethical standards. CONAM serves clients nationwide through a network of regional offices located in key metropolitan areas.</p><p>Our benefits are designed with our associates in mind which include medical, dental, life, vision, Paid sick and vacation, identity theft protection, 401(k), Flexible Spending Accounts, and our Employee Assistance Program (EAP). Not to mention we get to surround ourselves with amazing people we enjoy working with daily.</p><p>Any offer of employment would be contingent upon: an acceptable criminal background report, acceptable verification of previous employment, a negative drug test, and a valid driver's license with proof of insurance coverage.</p><p>We are an Equal Opportunity Employer.</p><p>If this sounds like the right position for you, just click the &quot;APPLY&quot; button above. You will be given an option to submit a resume or complete an online application.</p><br> The Conam Group Seattle WA

Community Development Loan Officer - Seattle, WA

Keybank National Association