California Bank & Trust Irvine , CA 92606
Posted 3 weeks ago
Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.
As a premier California-focused financial services company dedicated to serving its communities, families and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for "Best Bank" and "Best Commercial Bank" from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for "Overall Client Satisfaction" in Small Business & Middle Market Excellence Awards.
We are looking for an experienced Commercial Real Estate Loan Closing Administrator to provide top notch customer service to our clients and customers. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!
The ideal candidate will have the skills and experience necessary to:
Manage the documentation review and loan closing process for commercial real estate loans.
Works directly with relationship managers (RM), along with the borrower, legal counsel, title companies, insurance agents, and vendors to ensure closing requirements are met and necessary due diligence is obtained.
Represent the organization with clients and outside agencies.
Review and comprehend complex loan documentation, loan terms and financial elements for accuracy and consistency with the Credit Approval.
Ensures documents are prepared in compliance with credit policy, documentation standards and regulatory requirements.
Identity potential risks and provides solutions.
Responsible for ensuring waivers or deviations from policy are adequately documented.
Instruct attorney to prepare loan documents in accordance with credit approval and bank's requirements.
Interact with clients, collecting, reviewing and distributing due diligence items necessary for a loan closing.
Actively negotiates and coordinates loan documents with Legal counsel.
Notifies the RM, attorney and client of items missing items or required corrections and ensures attorney closing checklist is accurate. Assist RM with clarification of legal, policy and documentation issues requiring adjustments. Confirms budget, escrow closing statement and bank settlement statements are in balance, ensuring fees and expenses are accounted for and outstanding items are identified.
Ensures appropriate approval and/or waivers and exceptions are obtained. May train and mentor lower level loan closers.
Other duties and/or projects as assigned.
Medical + Dental Insurance + Vacation+ Profit Sharing - START DAY ONE!
401(k) plan, competitive compensation in line with work experience.
Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus, some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements
Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within
Tuition Reimbursement for qualifying employees
Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices.
California Bank & Trust