Commercial Product Underwriter - Remote

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Job Title

Commercial Product Underwriter

• Remote

Requisition Number

R6541 Commercial Product Underwriter

• Remote (Open)

Location

Arizona

• Home Teleworkers

Additional Locations

Alabama

• Home Teleworkers, Alabama

• Home Teleworkers, Colorado

• Home Teleworkers, Colorado Springs, Colorado, Delaware

• Home Teleworker, Florida

• Home Teleworkers, Georgia

• Home Teleworkers, Glendale, Arizona, Henderson, Nevada, Idaho

• Home Teleworkers, Illinois

• Home Teleworkers, Indiana

• Home Teleworkers, Kentucky

• Home Teleworkers, Maryland

• Home Teleworkers, Massachusetts

• Home Teleworkers, Mt Laurel, New Jersey, Nevada

• Home Teleworkers, New Jersey

• Home Teleworkers, New Mexico

• Home Teleworker, New York

• Home Teleworkers, North Carolina

• Home Teleworkers, Ohio

• Home Teleworkers, Oklahoma City, Oklahoma, Oklahoma

• Home Teleworkers, Oregon

• Home Teleworkers {+ 6 more}

Job Information

We're Mobilitas, a commercial insurance company created by CSAA Insurance. Our mission is to reinvent commercial insurance in the mobility space by providing technologically advanced solutions for today's way of doing business. At Mobilitas, we believe in what's possible, we use our inventive skills to create new opportunities - we're not chasing the status quo, we're chasing a shared vision. We're looking for motivated, innovative individuals who think big, move fast and are dedicated to creating a company from the ground up, without the constraints of a traditional insurance company. We're excited to push the boundaries of commercial insurance and are looking for enthusiastic team members to help us reimagine insurance. We are actively hiring for a Commercial Underwriter Consultant I.

Your Role: As a Commercial Product Underwriter, you will evaluate business accounts with both start-ups and large entities in the sharing economy and mobility market, including ride-sharing, on-demand delivery and last-mile delivery.

Your work:

• Review and analyze business financials, operations, inventory management, risk controls, employee training, procedures and other pertinent underwriting information.

• Evaluate underwriting profitability of existing businesses, including analysis of loss runs, frequency and severity trends, and driver's risk profiles.

• Collaborate with actuarial to determine appropriate account pricing based on risk attributes, while attracting and retaining desired business and helping achieve overall program profitability targets.

• Effectively manage broker relationships and develop new business opportunities by pursuing creative, client-centric solutions in a highly adaptable and professional manner.

• Act as a program administrator overseeing the growth and integrity of new and existing programs distributed by our Managing General Agent or Managing General Underwriter.

• Ongoing development of underwriting guidelines; monitoring their efficiency and constantly ensuring the book of business consists only of eligible risks.

• In collaboration with State Management, monitor competitor activities and contribute to continuous evaluation and improvement of product and service offerings.

Required Experience, Education and Skills

• 7+ years of related work experience with 5+ years being in commercial auto insurance.

• Bachelor's degree or equivalent education and work experience.

• Prior commercial auto fleet underwriting and/or product management experience (or other related functions).

• Deep knowledge of the Property and Casualty industry, competitors, insurance product pricing, financial drivers of profitability; comprehensive understanding of legislative and Department of Insurance regulations.

What would make us excited about you?

• Excellent communication skills and the ability to influence.

• Strategic thinker and hands-on contributor. Expert knowledge of all products, end-to-end, with passion for achieving results.

• Self-starter who will search for opportunities and problems and then address them.

• Strong relationship, negotiation, influencing and persuasion skills.

• Collaboration and teamwork with other functions at the executive and management levels.

• Well-developed oral and written communication skills; comfortable speaking in front of large and small groups.

• Flexibility and capacity to balance multiple demands.

• Consultative leadership style; strong organizational skills, problem-solving and analytical skills.

• Shows respect for differences through excellent communication skills with people from an array of backgrounds.

• Actively shapes our company culture (e.g., supporting employee resource groups, mentoring employees, volunteering, joining cross-functional projects)

• Champions our cultural norms (e.g., willing to have cameras when it matters: helping onboard new team members, building relationships, etc.)

• Demonstrates a company ownership mindset, thinking beyond boundaries of their own area

• Travels as needed for role, including divisional / team meetings and other in-person meetings

• Fulfills business needs, which may include investing extra time, helping other teams, etc.

CSAA IG/Mobilitas Careers

At CSAA IG/Mobilitas, we're proudly devoted to protecting our customers, our employees, our communities, and the world at large. We are on a climate journey to continue to do better for our people, our business, and our planet. Taking bold action and leading by example. We are citizens for a changing world, and we continually change to meet it.

Join us if you…

• BELIEVE in a mission focused on building a community of service, rooted in inclusion and belonging.

• COMMIT to being there for our customers and employees.

• CREATE a sense of purpose that serves the greater good through innovation.

Recognition: We offer a total compensation package, performance bonus, 401(k) with a company match, and so much more! Read more about what we offer and what it is like to be a part of our dynamic team at careers.mobilitasinsurance.com.

In most cases, you will have the opportunity to choose your preferred working location from the following options when you join us: remote, hybrid, or in-person. Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don't miss important updates from us. If a reasonable accommodation is needed to participate in the job application or interview process, please contact jobs@mobilitasinsurance.com

As part of our values, we are committed to supporting inclusion and diversity. We actively celebrate colleagues' different abilities, sexual orientation, ethnicity, and gender. Everyone is welcome and supported in their development at all stages in their journey with us.

We are always recruiting, retaining, and promoting a diverse mix of colleagues who are representative of the U.S. workforce. The diversity of our team fosters a broad range of ideas and enables us to design and deliver a wide array of products to meet customers' evolving needs.

CSAA Insurance Group/Mobilitas is an equal opportunity employer.

The national average salary range for this position is $110,700 - $123,000. However, we have a location-based compensation structure. Our salary ranges vary and are calculated based on county of residence. The full salary range for this position across all the states we hire in is $99,630 - $147,500. This role also includes an opportunity for a company-wide annual discretionary bonus, through our Annual Incentive Plan (AIP), of up to 12% of eligible pay.

If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education.

Please note we are hiring for this role remote anywhere in the United States with the following exceptions: Hawaii and Alaska.

Must have authorization to work indefinitely in the US.

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Knowledge, Skills & Abilities

Required/PreferredKnowledge, Skills & AbilitiesLicenses & Certification

Required

Excellent communication skills and the ability to influence.

Required

Strategic thinker and hands-on contributor. Expert knowledge of all products, end-to-end, with passion for achieving results.

Required

Deep knowledge of the Property and Casualty industry, competitors, insurance product pricing, financial drivers of profitability; comprehensive understanding of legislative and Department of Insurance regulations.

Required

Self-starter who will search for opportunities and problems and then address them.

Required

Strong relationship, negotiation, influencing and persuasion skills.

Required

Collaboration and teamwork with other functions at the executive and management levels.

Required

Well-developed oral and written communication skills; comfortable speaking in front of large and small groups.

Required

Flexibility and capacity to balance multiple demands.

Required

Consultative leadership style; strong organizational skills, problem-solving and analytical skills.

Required

Shows respect for differences through excellent communication skills with people from an array of backgrounds.

Education

Required/PreferredEducation LevelAdditional Information

Required

Bachelor of Arts (B.A.)

BA/BS degree or equivalent combination of education and experience

Years of Experience

Required/PreferredMinimum Years of ExpComments

Preferred

2

Prior commercial auto fleet underwriting and/or product management experience (or other related functions).

Preferred

8

Property and Casualty and/or Commercial Insurance industry experience