Commercial Portfolio Manager

Manages and services a portfolio of commercial loan relationships. Analyzes financial statements, industry risks, collateral requirements and credit to structure and price loans.

Monitors credit performance. Makes loan presentations. Prepares reports on loans, including information such as past dues, documentation and collateral exceptions, financial performance updates and portfolio profitability.

Assists Relationship Managers and Branch Managers with credit requests. Maintains, expands and builds relationships, with a resulting high degree of customer satisfaction. Other duties as assigned.

Requires a bachelors degree in Business, Finance or a related field and 2 or more years experience with commercial loans and financial spreading and statements or other directly related experience. An equivalent combination of education and experience may meet qualifications. Knowledge of commercial loans, credit and/or related lending processes and procedures.

Knowledge of commercial credit analysis, spreading and analyzing financial statements, credit scoring, documentation, etc. Good oral and written communication skills needed to create relationships with clients. Analytical skills needed for lease approvals, credit analysis and underwriting.

Good organizational and problem resolution skills. PC skills required.