Manage existing portfolio along with portfolio management responsibilities of an assigned Commercial Lender with an emphasis on customer service and risk management. Expand revenue growth through generation of loans, deposits, cross-selling all applicable bank services to existing customer base. Demonstrate and implement our Trusted Advisor strategy to all internal and external customers.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
Complete the documentation required for the loan approval packages, review status of existing loans and take appropriate action on loans that are mature or past due.
Monitor annual review report for due dates and complete the annual review package.
Complete all watch list and action plan reports in a timely manner.
Coordinate the completion of the cash flow analysis and risk analysis with the credit department, when necessary.
Provide appropriate reports and documents to the assigned commercial lender to authorize prior to submitting the loan for approval or review.
Monitor the financial statement and documentation exception report and coordinate with the lender who is responsible for clearing the exception and maintain exception percentages below the bank's targets.
Outline loan terms and condition and inform the borrower of loan commitments.
Provide high level customer service support to expand lending opportunities.
Recognize product and financial service opportunities and refer to appropriate partners in Retail, Commercial Wealth Management, Private Banking and First Insurance Group.
Ensure compliance with loan policy and procedures.
Complete other duties as assigned.