GENERAL FUNCTION: Provide support to relationship managers, with portfolios that have very complex degrees of difficulty.
Daily duties consist of underwriting and monitoring credit, existing and proposed credit requests, providinghighlevelcustomerservice support, and performing special projects for the department manager, Team Lead, SCO or CO. Prepares documentation required for the processing of loans, reviews status of existing loans, takes appropriate action on loans thataremature orpastdue, and assists relationship managers in loan closings.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensuresthatactions and behaviors drive a positive customer experience. While operating within the Bank#s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
.Supports the Department Manager, Team Leader, Relationship Managers, SCO's and CO's in their credit underwriting efforts including industry and company research, approval document preparation, including accompanying the Relationship Managersoncustomerandprospect calls, and various other customer oriented projects.
.Completes all requirements of loan bookings, to include all preparation, review, documentation and filing.
.Develops a working knowledge of all customers, businesses, and prospect opportunities.
.Responsible for all loan document preparation, including third party document coordination, completion and review.
.Collects and reviews all required collateral information.
.Reviews current account status, to include but not limited to, Past Due accounts and Notes Matured. Makes appropriate recommendations for these accounts.
.Supports the Relationship Manager in monitoring on an on-going basis information concerning customer performance, abilities, and industry to determine that loan is an acceptable risk. This will consist of but not be limited tostatement,covenantandinsurance tracking, Risk Rating updates, and Admin Loan Status Report updated and other Credit Excellence items.
SUPERVISORY RESPONSIBILITIES: None.
This position can sit in the following locations Detroit, Charlotte, Nashville or Chicago
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
.Bachelor's degree in accounting, finance or economics preferred. 5+ years of credit analysis and/or loan review experience, preferably in the banking industry. Or an advanced business degree with 5+ years of business related experience.
.Must be proficient in basic software applications such as Microsoft Word, Excel and Moody's Risk Analyst.
.Proficiency with the Bank's internal applications is a plus.
.Ability to work in a deadline driven environment and multi-task.
.Normal office environment.
.Extended viewing of computer screens.
Fifth Third Bank