Commercial Portfolio Manager II - SBA

Berkshire Bank Blue Bell , PA 19422

Posted 3 weeks ago

Division: Commercial

Department: 44 Business Capital

Reports to: VP Portfolio Quality Manager

Status: Exempt

Grade: 10

Location: 1787 Sentry Pkwy W #200, Blue Bell, PA

Purpose/Objective:

Provides relationship management support to Lending Officers in monitoring and servicing an existing portfolio of complex loans and borrowing relationships. Continuously evaluates operational and financial performance to maintain portfolio quality and risk rating accuracy. Interacts with customers as well as bank employees to address credit matters in a satisfactory manner. Assists Lending Officers in all aspects of servicing customers.

Key Accountabilities:

Portfolio Size/Composition

  • Assists the line of business with the management of the SBA portfolio, with borrowers of 350m to 5mm in credit facilities

Portfolio Monitoring/Maintenance

  • Assists in the proactive management of the portfolio to ensure early detection of material changes in customer performance

  • Manages reporting delinquencies

  • Completes Annual Reviews

  • Ensures Credit File completeness in ImageCentre

Customer Service/Support

  • Provides excellent customer service

  • Assists with customer problem resolution/ability to resolve customer problems independently

Credit/Analytical Skills

  • Credit Trained or equivalent level of experience

  • Ability to assess financial performance and risk including identifying ways to mitigate risk to the bank

  • Solid working relationship with Credit Partners to ensure ongoing credit quality of portfolio

  • Strong working knowledge of Loan policy and proven ability to adhere to sound risk management/pricing practices as well as to all internal and external credit/regulatory requirements

  • Prefers specialized industry knowledge consistent with SBA policies and procedures

Partner Relationships

  • Interacts with partners under the direction of the VP, Portfolio Quality Manager

Product Knowledge

  • Has a solid knowledge of Commercial Credit Products and Services

Special Projects

  • Assists with special projects as necessary and instructed by VP, PQM

Ensures compliance with all banking laws, rules, regulations, and prescribed policies/practices/procedures necessary to reduce risk and uphold ethical standards related to and required by one's duties.

Education:

  • Bachelor's Degree in accounting, finance, economics or business administration

  • Continuing education in bank- related courses

Experience:

  • Minimum of 3 years of Commercial Credit/Banking and/or related experience

  • Credit Trained or equivalent level of experience

  • Strong working knowledge of Loan policy and proven ability to adhere to sound risk management/pricing practices as well as to all internal and external credit/regulatory requirements

  • Prior SBA Loan Servicing for 1+ years or equivalent

Skills & Knowledge:

  • Ability to prioritize and work under pressure

  • Flexibility to work on both commercial real estate and C & I credits

  • Demonstrated ability to execute and work as a team member

  • Proficient in Microsoft Office including Word, Excel, PowerPoint, Outlook, etc.

  • Computer skills including web-based searches

  • Strong written/verbal communication and interpersonal skills

  • Ability to present identified issues and recommended solutions to RM/Senior Management as appropriate

  • Ability to assess financial performance and risk including identifying ways to mitigate risk to the bank

  • Solid working relationship with Credit Partners to ensure ongoing credit quality of portfolio

  • Ability to prepare Credit Memos for all servicing requests including financial statement spreading

Berkshire Bank is an Equal Opportunity Employer - all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or national origin.

icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Senior Manager Of Credentialing And Employee Records

Merakey

Posted 3 days ago

VIEW JOBS 10/23/2021 12:00:00 AM 2022-01-21T00:00 Are you looking for an opportunity to advance your career while working with an extraordinary team? At Merakey, we put heart and soul into everything we do. We are seeking a Sr. Manager to join our Credentialing and Employee Records team in Blue Bell, PA. Under the supervision of the Sr. Director, you would be responsible for all aspects of HR credentialing, onboarding of new employees, recredentialing and Employee Records functions required for employment at Merakey. In addition, you will: * Partner with the Employee Records Manager, Credentialing Manager and Credentialing Projects Supervisor to coordinate and implement projects related to credentialing and onboarding within HR which directly support Program Operations along all service lines, as well as day to day management of HR employee records and credentialing staff. * Conduct analytical reviews, managing and tracking data, and serve as an advisor to Merakey leadership on key processes related to the Credentialing and Employee Records * Maintain knowledge of industry trends and employment legislation and ensures the organization's compliance with local, federal, and corporate guidelines * Provide guidance and expertise in organization structure and design to ensure support of the short- and long-term goals of the organization. Support leadership on change management initiatives including partnering with HRIS/IT to optimize the Credentialing/Employee Records systems. Benefits Merakey offers Flexible schedules, Medical, Dental, Vision insurance plans, competitive compensation plans, Work/Life balance, and so much more! Please apply directly to our website at www.merkey.org/careers Requisition number: 67476 ABOUT MERAKEY Merakey is a leading developmental, behavioral health, and education non-profit provider with a fifty-year history. We offer a breadth of integrated services to individuals and communities across the country. Our belief that every individual has the right to achieve growth, dignity, and fulfillment guides all of our decisions. At Merakey, we care about each other and are committed to providing the very best care to those we serve. Merakey is proud to be an Equal Opportunity Employer! We deeply value diversity and do not discriminate on the basis of race, religion, color, national origin, ethnic background, sex, gender, gender identity, sexual orientation, age, marital status, veteran status, genetic information, or disability status. Moreover, we are committed to creating teams that reflect the diversity of the communities we serve and encourage applicants from underrepresented backgrounds to apply. The ideal candidate will possess the following qualifications: * A Bachelor's degree in HR or a related field is required. * Master's degree or SHRM certification preferred * Knowledge of HR related hiring laws, e.g., FCRA, EEO, ADA * Prior healthcare experience and knowledge of applicable State and Federal regulations preferred * Knowledge of credentialing accreditation standards, e.g., JCAHO, NCQA * 5 years experience in HR or related field * 3 years in a related management position Merakey Blue Bell PA

Commercial Portfolio Manager II - SBA

Berkshire Bank