Commercial Loan Officer VP (Business Development)

We're seeking a driven and customer-focused Loan Officer to join our Agribusiness Loan Team! In this role, you'll examine, evaluate, and authorize or recommend approval of customer applications for commercial loans, primarily agribusiness related. Are you a Commercial Loan Officer looking to join a one-of-a-kind community bank? If so, we'd love to hear from you!

Responsibilities Include

• Interview applicant and requests specified information for loan application

• Request applicant credit reports, background checks, reference checks, and other information pertinent to loan applicants' evaluation

• Analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submit application to credit analyst for verification and recommendation

• Correspond with or interview applicant or creditors to resolve questions regarding application information

• Compile loan package and facilitate negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms

• Approve loan within specified limits or refer loan to loan committee for approval

• Ensure loan agreements are complete and accurate according to policy

• Assure timely loan closing and funding activities

• Identify and analyze potential loan markets to develop prospects for commercial loans

• Advise loan manager of external factors that may affect organization's lending policies, such as new or revised legislation and regulations; recommend and implement appropriate changes to Bank policies and procedures

• Promote and cross-sell other Bank products and services as appropriate to customer requirements

• Provide loan data to support marketing and sales promotion programs

• Active involvement in community organizations and activities, including those related to agriculture

What You'll Need to be Successful

• Communication - you speak and write clearly and persuasively in all situations and can speak effectively before groups of customers or employees

• Problem-solving Skills - you identify and resolve problems in a timely manner and work well in group problem-solving situations

• Customer Service - you respond promptly to customer needs, solicit customer feedback to improve service and respond to requests for service and assistance

• Attention to Detail - you don't miss the little things! You demonstrate accuracy and thoroughness in work

• Judgement - you exhibit sound and accurate judgment, support and explain reasoning for decisions and include appropriate people in decision-making process

• Ambition - you set and achieve challenging goals, demonstrate persistence and overcome obstacles

• Productivity - you meet productivity standards, complete work in timely manner and strive to increase productivity

• Teamwork - you listen without interrupting, remain open to others' ideas and foster quality focus in the team

• Professionalism - you always represent the Bank in the best light

• Dependability - you take responsibility for own actions and follow through on commitments

• Time Management - you prioritize and plan work activities and use time efficiently

Qualifications

• Four-year college or university program certificate; or

• Seven to ten years' related experience and/or training; or equivalent combination of education and experience

• Foundation in finance and intermediate accounting a plus

Why You Should Apply

• Full-time position with excellent compensation and benefits package

• Generous time off programs

• Bonus program

• Profit-sharing

• Discounted stock purchase program

• Excellent growth and development opportunities

• And much more!

Pay Range (Salary): $120,000 - $145,000/year

The purpose of this job description is to provide a summary of duties related to the position. It is not intended to be all-inclusive. The employee will perform other reasonable business duties as assigned by supervisor or other management.

First Northern Bank does not discriminate based on race, color, religions, sex, gender identity, age, national origin, marital status, pregnancy, disability, or any other protected status.

The duties outlined in this description are subject to modification or change by the organization, at any time, with or without notice.