Commercial Loan Officer - Elizabethtown, Mt. Joy

Mid Penn Bancorp Lancaster , PA 17622

Posted 3 months ago

A great banking experience starts with a great team... we are seeking a Commercial Loan Officer to support our growth in Lancaster County.

We believe that our ongoing success depends upon a skilled, satisfied and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. Our inclusive culture encourages all employees to share ideas, collaborate, and contribute to the values that make us a winning team for our customers, shareholders, and communities.

PositionOverview:

The Commercial LoanOfficer will be responsible for achievingcustomer service and sales goals as established in the Lending Division'sannual operating plan. This individual will perform a variety of duties to meetthe commercial services needs of business customers while complying withoperating policies and procedures established for the commercial servicesfunction.

EssentialDuties and Responsibilities:

  • Solicits new business from present and prospectivecustomers; maintains ongoing business relationships with present customers inorder to take advantage of additional cross-selling opportunities.

  • Serves as a memberof the Bank's sales team; makes group sales calls where these types of callswill improve the opportunity for new business development.

  • Effectivelyutilizes the bank's Customer Relationship Management program to track customersales and service activities as well as cultivate prospective opportunitieswithin the office's market area.

  • Maintains an active role in community affairs to improve

Bank's visibility in the area; serves on various civic committees to increase

Bank community involvement.

  • Maintains a thorough knowledge of the features andbenefits of all Bank commercial products and services in order to ascertaincustomer needs and to sell in conjunction with these needs.

  • Assists customers in obtaining specialized services fromother bank departments as necessary; provides help to customers with specificinquiries or service problems.

  • Develops and manages commercial loan accounts which meetestablished lending requirements and which provide maximum profitability to the

Bank with minimum risk.

  • Requests applicant credit reports, background checks,reference checks, and other information pertinent to the loan applicant'sevaluation.

  • Compiles loan packages and facilitates negotiation ofloan structure with applicant; ensures loan agreements are complete andaccurate according to Bank policy; assures timely loan closing and fundingactivities; approves loans within established lending authority.

  • Maintains credit quality and portfolio administrationwithin bank guidelines including participation in the collection of delinquentaccounts.

  • Continues ongoing education to stay abreast of currentlending regulations and procedures.

  • Interviews loan applicants and collects and analyzesfinancial and related data to determine the general creditability of theprospect and the merits of the specific loan request; establishes andnegotiates the terms under which credit will be extended, including the costs,repayment, and collateral requirement.

  • Monitors individual sales performance versus objectiveson a regular basis; discusses performance with appropriate supervisor on afrequent basis.

  • Maintains a working knowledge of Bank operating policiesand procedures which impact commercial services.

  • Achieves goals assigned to the Commercial Loan Officer aspart of the Lending Division's annual operating plan.

  • Responds to inquiries relating to his/her particulararea, or to requests from customers, other bank personnel, etc., within giventime frames and within established policy.

  • Provides sales information on a timely basis in orderthat this information may be included as part of customer service and salesperformance reports.

  • Maintains appropriate records and provides assignedreports.

  • Communicates with department management, otherdepartment managers, and appropriate staff personnel in order to integrategoals and activities.

Education& Qualifications:

  • AB.S. or B.A. degree in a related field normally required; specialized bankingeducation and training.

  • Aminimum of two (2) to four (4) years' experience in related positions normallyrequired.

Skill(s):

Proficientreading, writing, grammar, and mathematics skills; proficient interpersonalrelations, communicative, and sales skills; a thorough knowledge of thefeatures and benefits of all bank commercial products and services; a workingknowledge of bank operating policies and procedures which impact commercialservices; ability to sit, stand, walk,bend, stoop, reach with hands or arms, use hands to manipulate objects, handleor feel, and lift items weighing 20 lbs. or less; visual,auditory and speaking skills; valid driver'slicense is required.

Equipment/Machines

  • Automobile

  • Telephone

  • Calculator

  • PC

  • Printer

  • Fax machine

  • Copy machine

Mid Penn Bank offers rewarding career opportunities, competitive wages, great incentives and benefits.

We consider all applicants for positions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship,

age, mental or physical disabilities, veteran/reserve/national guard or any other similarly protected status. We also comply with all applicable

laws governing employment practices and do not discriminate on the basis of any unlawful criteria.

Equal Opportunity Employer - minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity.


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Commercial Loan Officer - Elizabethtown, Mt. Joy

Mid Penn Bancorp