Commercial Loan Analyst/Processor

Utah First Credit Union is seeking a Commercial Loan Analyst/Processor to join our Commercial Services team at our Salt Lake City, Utah office.

Responsibilities

The Commercial Loan Analyst/Processor analyzes business financial and credit data, computes ratios, verifies income, determines customer's financing objectives, gathers additional required information from applicants. Accurately calculates terms, finance charges, and insurance on loans.

Presents narrative on financial statements and business analysis findings for inclusion in credit approval documents. Must have a strong knowledge of accounting, business financial statements, computer skills, including Microsoft Word and Excel, and financial statement spreading software.

The Commercial Loan Analyst/Processor assumes responsibility for title searches, appraisals, credit reports, follows through to closing on all supporting documents. Prepare LaserPro loan documents, title escrow letters, wire transfer forms, and loan funding reconcilements.

Sets up new, and maintains, digital loan files. Pulls flood certificates, credit reports, appraisals, environmental reports, title commitments, insurance certificates, verifies that loan documentation is accurate and complete, maintains a log of outstanding items. Follow-up for post-closing file documentation needed for conventional loans, SBA 7a, SBA 504 and USDA loans.

Benefits

We pay our Commercial Loan Analyst /Processor a competitive wage starting at $25.00 to 30.00 / hour, depending on experience, the potential to earn a quarterly bonus. We offer excellent benefits including medical and dental insurance, 4 weeks of Paid Parental Leave for the birth of a child and 8 weeks of Paid Pregnancy-Related Medical Leave, 20 PTO days, 12 paid holidays, tuition reimbursement up to $2,500 each year, a 401(k) plan, and training opportunities.

Qualifications

Bachelor's degree preferred in a related field, or an equivalent combination of education, formal training, and experience. Two years' experience in the real estate finance processing required.

Must be analytic and have attention to detail, be driven and ambitious. Works well individually and with a team.

About Utah First Credit Union

The Utah First story began in 1935, in the midst of the Great Depression. A group of German immigrants were having a difficult time finding anyone to help them with the loans they needed to bring their families to America.

They banded together to form a grassroots credit union that would serve all members of the community. Here, people found the positive answers' and opportunities' they needed to build their future. We've built our credit union around the idea of strengthening our community and creating excellent relationships.

Our mission is to be significant in the lives of our customers and we know that our employees are key to achieving this. That is why we offer competitive compensation, comprehensive benefits, and a supportive, team-oriented work environment. As a growing organization, our employees can also depend on an enormous opportunity for advancement.

Disclosures

Utah First is an Equal Opportunity / Affirmative Action Employer and does not discriminate in employment on account of race, color, religion, national origin, citizenship status, ancestry, age, sex (including sexual harassment), sexual orientation, marital status, physical or mental disability, military status or unfavorable discharge from military service. We may contact references provided for employment reference checks.

Federal law requires all employers to verify the identity and employment eligibility of all persons hired to work in the United States. We use E-Verify.