Commercial Lending Relationship Manager

ESSENTIAL DUTIES and RESPONSIBILITIES include, but are not limited to the following:

• Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals

• Analyze credit worthiness of commercial borrowers and make recommendations for extending credit

• Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects.

• Promote and cross-sell other Bank services to existing and prospective clients

• Oversee preparation of legal documents for loan closings

• Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions

• Maintain portfolio delinquency at levels acceptable to management

• Interact with operational and technical areas to resolve problems

• Be active in community/civic/professional organizations that promote the bank and engender networking opportunities

• Adhere to all appropriate service standards

• Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.

• Regular, predictable attendance is an essential requirement of this position

EDUCATION and/or EXPERIENCE:

• Bachelor degree in Business Administration or Finance

• Minimum of three (3) years experience as a commercial lender

• Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected

• Ability to clearly and effectively communicate both verbally and in writing

• Frequent travel will be required using reliable personal transportation

Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran