Peoplesbank Camp Hill , PA 17011
Assists Commercial Lending in maintaining Commercial Lending client relationships.
Essential Requirements, Duties, and Responsibilities
Operates Horizon and ENCORE to pull existing client's loan information to be used in loan analysis and in answering client inquiries. Further utilize ENCORE to document client and prospect interactions. Also utilize ENCORE for scheduling, creating reports, and sending referrals.
Utilize CreditQuest to build relationships for customers and prospects prior to submitting loan applications to Credit Review.
Assists in completing new loan requests prior to submission to Credit Review, including term sheets and general underwriting memo.
Assists in line renewal and modification process by helping prepare information needed for Credit Review.
Prepare and send renewal letters and collect fees/costs where applicable.
Assists in preparing monthly 3 High Reports and SAC reports.
Complete construction draw request form, and submit to Commercial Real Estate Administrator to process in a timely fashion.
Collects financial and related data from clients
Assists in resolving loan review exceptions and tickler items.
Analyzes past due report on weekly basis and contacts delinquent accounts for collection of payments, and document file as applicable.
Assists clients in opening new deposit accounts.
Completes administrative work including but not limited to faxing, copying, mailing, emailing, scanning and word processing.
Cross-sells other bank products and sends referrals as applicable.
Prepare early payoff reports and assist in udating pending cash flow/settlement reports.
Works directly with Settlement Officers and Clients to order due diligence items, schedule settlement dates, and collect closing documents/required information.
Attend settlements and meet with clients to have documents executed as needed.
Responsible for understanding the Bank's BSA/AML Policy, including satisfactory completion of required annual BSA/AML training as applicable to position and appropriately applying this knowledge to daily activities and responsibilities, specifically understanding that any suspicious activity must be reported to the BSA Officer immediately
Process Line of Credit Draws in a timely fashion.
Receive wire requests, review, approve and process.
Orders In-house and Certified appraisals.
Complete reports and compile information for Loan Review as required.
Assist in tracking all fees collected, referrals sent/sold, early payoffs, new loans booked and portfolio balances.
Other duties as assigned.
Educational & Other Requirements
Banking and/or related financial experience preferred.
Some accounting and/or legal education is desirable.
Proficiency with personal computer system, i.e. Excel, Word, etc.
Strong, well-developed interpersonal skills in order to maximize business contacts and develop a working relationship with current and potential commercial clients.
Employee must travel throughout the Bank's service area to maintain sufficient contact with the existing loan clients, as well as to conduct inspections.
Motivation and drive must be exhibited.
Interact effectively and communicate professionally with clients via telephone, email, and face to face.
Interact effectively with all bank employees.
Work in a team environment.
Read and understand the Bank's computer system and print screens from the computer terminal.
Recognize, evaluate and resolve problems.
Write information on various input forms and report forms.
Possess a valid driver's license and have the ability to operate a motor vehicle.
Coordinate entertainment activities with clients.
Maintain department calendars.
Open envelopes, remove and process contents for postal mail, inter-office mail, and email.
Stand at credit and document filing cabinets in vault to gain access to files.
Proficiency with personal computer systems; e.g. Excel, Word, LaserFische, etc.
Must be bondable.