If you are someone who is familiar with the processes and documents of commercial loans, and enjoys working in a fast-paced environment, the Commercial Documentation Specialist role might be just for you. Check it out here.
This position is housed in a face-paced production environment and supports commercial loan processing, verification, and documentation delivery. This includes researching and assembling the supporting documentation and verification of all required information needed for data analysis and all other processing functions that may be required in conjunction with all commercial loan transactions delivered by Chemical Bank lending channels; includes research, analysis, and problem resolution of advanced and complex commercial loan related issues. Independently works with commercial lenders across the bank, with a high degree of collaboration.
REQUIRED KNOWLEDGE AND SKILLS
High school diploma or equivalent required
Bachelor's degree preferred
1 - 3 Years Experience in Function
3 - 5 Years Experience in Industry
Sharp critical thinking skills are required to effectively trouble-shoot moderate to complex loan issues
Strong background in understanding and interpreting credit policy, credit authority levels, loan structures, lien positions and entity structures
Good organizational skills, attention to detail with solid time management skills and a well-developed ability to multitask
Working knowledge of MS Office & Outlook, Bankway, LaserPro and other document systems a strong plus
Excellent and effective communication skills, both verbal and written
A solid customer service mentality - for this position, basic "customer service skills" are not adequate as customer service is paramount to the success of our team
ESSENTIAL DUTIES AND RESPONSIBILITIES
Analyze moderate to complex commercial loan requests (including new money, renewals, modifications and extensions) to validate appropriate lending authority, covenants, terms and conditions are in accordance with credit policy guidelines, procedures, and regulatory requirements.
Complete all required due diligence such a detailed review of entity documentation, flood determination, property tax search, title requirements, appraisal, UCC's searches, etc., are properly conducted and approved.
Ensure that any exceptions are addressed at or prior to clear to close approval, and any waivers or deviations from policy are properly documented within the electronic documentation file.
Create and deliver accurate loan documentation in a timely manner while ensuring that the final package correctly incorporates the terms of the credit approval document, as well as internal and regulatory credit and policy standards.
Ensure that loan packages prepared by outside counsel meet the same documentary standards as our internally prepared document packages.
Develop and maintain a strong, interactive and effective partnership with commercial business partners and teammates.
Conduct yourself in a professional manner at all times, and most especially when dealing with outside vendors, title agents, attorney, and other professionals.
As a Chemical Banker, you will join other professionals who share our community banking philosophy of making a positive impact where we live, work and play. You will be a part of a growing community bank that believes in the dreams of its customers and employees alike. With Chemical Bank, you will make a difference in your community while enjoying excellent benefits and top career opportunities. Visit our Careers Page for more information.
Chemical Bank is an EEO/AA employer for minorities, women, gender identity, sexual orientation, veterans, and individuals with disabilities.